Within neighborhood
50
th percentile
Moderate
Neighborhood · Ranked #68,306 of 84,120 nationally
Harbour Oaks Eviction Risk: Lower
Tract 12015020103 · Charlotte, FL · pop 6,217 · neighborhood within 0.6 mi
Tract 12015020103, home to 6,217 residents in Harbour Oaks in Charlotte, scores 3.4/10 for landlord eviction risk. It lands near the 5th percentile nationally for landlord eviction risk.
Rent eats 30% or more of income for 28% of renter households, a moderate level, and 22% are severely burdened at 50% or more. The typical renter pays about $1,386 a month while the average household earns $76,758 a year, roughly 22% of income at the averages. About 11% of occupied units are renter-occupied.
Risk score
2.4
Lower
Confidence 80% · 1–10 scale
Household mix · 100 hh
Burdened renters 3%
Stable renters 8%
Owners 89%
Tract context
Occupied units2,845
Renter share11.0%
SVI overall0.19
Poverty rate2.2%
Median income$76,758
Percentile rank
Higher percentile = riskier than more peers.Within county
20
th percentile
Low
Within state
23
th percentile
Low
National
19
th percentile
Very Low
Geographic context
Risk heat across Charlotte and the region
Centroid at 27.0213, -82.0113 · click any tract to drill in
Why Harbour Oaks scores 2.4
9 axes · 1 = landlord-friendlyLocal political climate
State baseline
1.5
Regional political climate
2024 county presidential margin
3.7
State political climate
Florida legislature & governorship
1.5
Economic stress
2.2% poverty · this tract
1.0
Supply constraint
$1,386 rent vs county FMR
4.5
Rent control risk
State baseline
1.5
Eviction process difficulty
State law sets the calendar
5.0
Tenant organizing strength
State baseline
4.0
Housing court bias
State baseline
5.0
How Harbour Oaks compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 19
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 30%Socioeconomic
- 29%Household composition
- 32%Racial/ethnic minority
- 15%Housing & transportation
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
- 4Total filings over 1 yrs
- 1.22%Avg annual filing rate
- 1.2%Peak (2015)
- 4Filings in 2015 (latest validated)
Analysis
What drives eviction risk in Harbour Oaks
The score leans hardest on eviction process difficulty at $1/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are set by Florida eviction laws law, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores below the Charlotte County average of 4.3 and below the Florida statewide average of 4.9. Within its own county it reads on the safer side for landlords.
The tract is predominantly White and ranks around the 19th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a relatively low-vulnerability reading.
Princeton's Eviction Lab logged 4 eviction filings here over 1 tracked years, with about 1.2% of renter households facing a filing in a typical year. Filings peaked at 1.2% of renter households in 2015.
For a landlord, this is among the easier places to operate: faster process, lighter tenant-protection overhead, and shorter typical cases.
Frequently asked
About tract 12015020103
Q1
What is the eviction-risk score for census tract 12015020103?
Census tract 12015020103 in the Harbour Oaks neighborhood scores 2.4/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 12015020103?
Median gross rent is $1,386/month (ACS 5-year 2023, table B25064). 28% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 12015020103?
2.2% of residents in tract 12015020103 live below the federal poverty line (ACS B17001, 2023). Population: 6,217.
Q4
How socially vulnerable is tract 12015020103?
CDC Social Vulnerability Index ranks this tract in the 19th percentile nationally. Sub-themes: socioeconomic 30th, household 29th, minority 32th, housing 15th.
Q5
Is tract 12015020103 considered part of Harbour Oaks?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 12015020103 fall within Harbour Oaks (neighborhood centroid within 0.6 miles, OSM data).
Q6
How many evictions are filed each year in tract 12015020103?
Princeton Eviction Lab recorded 4 eviction filings across 1 validated years in tract 12015020103 (2000-2018). The average annual filing rate is 1.22% of renter households, peaking at 1.2% in 2015. Source: Eviction Lab tract-validated 2024 release.
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