Westowne Eviction Risk: Moderate , Catonsville

What pushes it up most is court filing pressure at 10/10. 29% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. Sitting well above the midpoint, local political climate reads 9.1/10.

On the softer side, economic stress reads 2.6/10. Housing insecurity runs 22.1% against 14.2% nationally. It sits 0.7 points below the Baltimore County average of 5.7.

Inability to pay a utility bill runs 14.3% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. At $1,587 a month, rents run 8% over what the rest of Woodlawn commands.

This ground was mapped C ("Definitely Declining") on the 1930s HOLC security maps for Baltimore. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above. That is riskier than roughly 61% of the 84,120 US census tracts in this model. At 16% renter-occupied this is predominantly owner territory, and comps have to be drawn from further out.

On the CDC Social Vulnerability Index the tract reads 6.7/10, which tracks how hard a shock lands on the households already here. Of its three components the household composition measure is the most pressured.

Annual rent works out to 26% of average household income of $74,643.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.