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Neighborhood · Ranked #71,178 of 84,120 nationally

White Horse Eviction Risk: Lower

Tract 34021002602 · Mercer County, NJ · pop 4,688 · neighborhood within 0.8 mi

Eviction risk in the White Horse area of White Horse centers on tract 34021002602, which scores 6.4/10 (Elevated tier) and is home to 4,688 residents. It lands near the 85th percentile nationally for landlord eviction risk.

Rent eats 30% or more of income for 41% of renter households, a severe level, and 12% are severely burdened at 50% or more. Average gross rent is $1,677 monthly, set against $90,850 in average yearly household income, roughly 22% of income at the averages. Renters make up 47% of occupied homes.

Risk score
2.2
Lower
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 19% Stable renters 28% Owners 53%
Tract context
Occupied units1,782
Renter share47.1%
SVI overall0.56
Poverty rate5.3%
Median income$90,850

Percentile rank

Higher percentile = riskier than more peers.
Within neighborhood
0 th percentile
Rank, 0th percentileLowHigh
#2 of 2 tracts In White Horse
Very Low
Within parent city
50 th percentile
Rank, 50th percentileLowHigh
#2 of 3 tracts In White Horse
Moderate
Within county
22 th percentile
Rank, 22nd percentileLowHigh
#66 of 84 tracts In Mercer County
Low
Within state
20 th percentile
Rank, 20th percentileLowHigh
#1,751 of 2,175 tracts In New Jersey
Very Low
Geographic context

Risk heat across White Horse and the region

Centroid at 40.1971, -74.7150 · click any tract to drill in

Why White Horse scores 2.2

9 axes · 1 = landlord-friendly
Local political climate
Inherited from White Horse
7.3
Regional political climate
2024 county presidential margin
7.0
State political climate
New Jersey legislature & governorship
6.8
Economic stress
5.3% poverty · this tract
1.3
Supply constraint
$1,677 rent vs county FMR
3.3
Rent control risk
Inherited from White Horse
6.8
Eviction process difficulty
State law sets the calendar
6.1
Tenant organizing strength
Inherited from White Horse
3.3
Housing court bias
Inherited from White Horse
4.7

How White Horse compares

Risk score vs. parent city, county, state.
White Horse risk score vs. parent city / county / stateThis tract: 2.22.2This tracttract 002602White Horse: 7.27.2White Horseparent cityCounty: 4.44.4Countyavg tract in countyState: 4.34.3Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 56

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Eviction filings

Court-record eviction history

Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1

Historic baseline (2000–2018)

  • 407Total filings over 6 yrs
  • 10.30%Avg annual filing rate
  • 12.7%Peak (2014)
  • 66Filings in 2018 (latest validated)
Filings by year 2013 to 2018
Year-by-year eviction filings in tract 340210026022013: 67 filings (10.03/100 renter HHs)2014: 85 filings (12.72/100 renter HHs)2015: 73 filings (10.93/100 renter HHs)2016: 60 filings (9.27/100 renter HHs)2017: 56 filings (8.66/100 renter HHs)2018: 66 filings (10.20/100 renter HHs)
Filings stayed roughly flat over the past 6 months.
Comparable tracts

Census tracts with similar eviction risk

Within White Horse. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

Analysis

What drives eviction risk in White Horse

What moves this score most is rent-control risk at 6.8/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from White Horse, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores about the same as the Mercer County average of 6.7 and in line with the New Jersey statewide average of 6.6. Within its own county it reads on the safer side for landlords.

The tract is White and Hispanic or Latino and ranks around the 56th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a middle-of-the-pack reading for social vulnerability.

In CDC survey modeling, about 16.8% of adults here said they could not pay rent or mortgage at some point in the past year, and 9.2% faced a utility shutoff threat, a common early warning before a filing.

For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.

Frequently asked

About tract 34021002602

Q1

What is the eviction-risk score for census tract 34021002602?

Census tract 34021002602 in the White Horse neighborhood scores 2.2/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 34021002602?

Median gross rent is $1,677/month (ACS 5-year 2023, table B25064). 41% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 34021002602?

5.3% of residents in tract 34021002602 live below the federal poverty line (ACS B17001, 2023). Population: 4,688.
Q4

How socially vulnerable is tract 34021002602?

CDC Social Vulnerability Index ranks this tract in the 56th percentile nationally. Sub-themes: socioeconomic 46th, household 64th, minority 73th, housing 49th.
Q5

Is tract 34021002602 considered part of White Horse?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 34021002602 fall within White Horse (neighborhood centroid within 0.8 miles, OSM data).
Q6

How many evictions are filed each year in tract 34021002602?

Princeton eviction risk Eviction Lab recorded 407 eviction filings across 6 validated years in tract 34021002602 (2000-2018). The average annual filing rate is 10.30% of renter households, peaking at 12.7% in 2014. Source: Eviction Lab tract-validated 2024 release.
Q7

What share of households in tract 34021002602 struggle to pay rent?

About 16.8% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 9.2% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q8

How does tract 34021002602 compare to White Horse overall?

Tract 34021002602 scores 2.2/10, lower than the parent city of White Horse at 7.2/10. City-scale signals (state law, local rent controls, court bias) are inherited from White Horse; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q9

Was tract 34021002602 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts

Highest-risk tracts in White Horse

Top eight tracts in White Horse ranked by composite eviction-risk score.

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