Within county
18
th percentile
Very Low
Census Tract · Ranked #58,384 of 84,120 nationally
Tract 26145010402 Eviction Risk: Lower
Tract 26145010402 · Saginaw County, MI · pop 5,942
For landlords sizing up Saginaw, census tract 26145010402 carries a moderate eviction-risk score of 5.3/10. That is riskier than about 49% of US census tracts.
Rent eats 30% or more of income for 39% of renter households, a high level, and 15% are severely burdened at 50% or more. The typical renter pays about $1,077 a month while the average household earns $63,464 a year, roughly 20% of income at the averages. About 27% of occupied units are renter-occupied.
Risk score
3
Lower
Confidence 80% · 1–10 scale
Household mix · 100 hh
Burdened renters 11%
Stable renters 17%
Owners 72%
Tract context
Occupied units2,684
Renter share27.3%
SVI overall0.65
Poverty rate2.9%
Median income$63,464
Percentile rank
Higher percentile = riskier than more peers.Within state
38
th percentile
Low
National
31
th percentile
Low
Geographic context
Risk heat across Saginaw County and the region
Centroid at 43.4385, -84.0044 · click any tract to drill in
Why Tract 26145010402 scores 3
9 axes · 1 = landlord-friendlyLocal political climate
State baseline
3.3
Regional political climate
2024 county presidential margin
5.0
State political climate
Michigan legislature & governorship
3.3
Economic stress
2.9% poverty · this tract
1.0
Supply constraint
$1,077 rent vs county FMR
5.4
Rent control risk
State baseline
3.3
Eviction process difficulty
State law sets the calendar
5.0
Tenant organizing strength
State baseline
4.0
Housing court bias
State baseline
5.0
How Tract 26145010402 compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 65
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 50%Socioeconomic
- 84%Household composition
- 35%Racial/ethnic minority
- 67%Housing & transportation
Historical context · 1930s redlining
HOLC grade: B: Still Desirable
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade B meant middle-class areas with mortgage access. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 40%Grade B
- 0%Grade C
- 0%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Comparable tracts
Census tracts with similar eviction risk
Closest by Eviction Risk Score.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 9.6%Housing insecurity
- 6.7%Utility-shutoff threat
- 12.2%Food insecurity
- 9.9%SNAP enrollment
- 6.6%Transit barriers
- 6.4%No health insurance
- 16.7%Frequent mental distress
- 30.0%Any disability
Analysis
What drives eviction risk in Tract 26145010402
The score leans hardest on supply constraint at 5.4/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are set by Michigan eviction laws law, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores below the Saginaw County average of 6.1 and below the Michigan statewide average of 5.7. Within its own county it reads on the safer side for landlords.
The tract is predominantly White and ranks around the 65th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a middle-of-the-pack reading for social vulnerability.
HOLC surveyors mapped this tract in the 1930s with a dominant grade of B ("Still Desirable"), above the redlined D tier. The grading still shaped decades of lending and development in the surrounding area.
For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.
Frequently asked
About tract 26145010402
Q1
What is the eviction-risk score for census tract 26145010402?
Census tract 26145010402 in Saginaw County scores 3/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 26145010402?
Median gross rent is $1,077/month (ACS 5-year 2023, table B25064). 39% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 26145010402?
2.9% of residents in tract 26145010402 live below the federal poverty line (ACS B17001, 2023). Population: 5,942.
Q4
How socially vulnerable is tract 26145010402?
CDC Social Vulnerability Index ranks this tract in the 65th percentile nationally. Sub-themes: socioeconomic 50th, household 84th, minority 35th, housing 67th.
Q5
What share of households in tract 26145010402 struggle to pay rent?
About 9.6% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 6.7% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q6
Was tract 26145010402 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of B. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
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