Within county
12
th percentile
Very Low
Census Tract · Ranked #66,742 of 84,120 nationally
Tract 26145010501 Eviction Risk: Lower
Tract 26145010501 · Saginaw County, MI · pop 2,486
In Saginaw, census tract 26145010501 scores 5.6/10 for eviction risk. That is riskier than about 61% of US census tracts.
Rent eats 30% or more of income for 66% of renter households, a severe level, and 35% are severely burdened at 50% or more. Average gross rent is $945 monthly, set against $105,313 in average yearly household income, roughly 11% of income at the averages. About 8% of occupied units are renter-occupied.
Risk score
2.5
Lower
Confidence 80% · 1–10 scale
Household mix · 100 hh
Burdened renters 5%
Stable renters 3%
Owners 92%
Tract context
Occupied units1,099
Renter share7.8%
SVI overall0.14
Poverty rate4.1%
Median income$105,313
Percentile rank
Higher percentile = riskier than more peers.Within state
25
th percentile
Low
National
21
th percentile
Low
Geographic context
Risk heat across Saginaw County and the region
Centroid at 43.4181, -84.0059 · click any tract to drill in
Why Tract 26145010501 scores 2.5
9 axes · 1 = landlord-friendlyLocal political climate
State baseline
3.3
Regional political climate
2024 county presidential margin
5.0
State political climate
Michigan legislature & governorship
3.3
Economic stress
4.1% poverty · this tract
1.0
Supply constraint
$945 rent vs county FMR
4.1
Rent control risk
State baseline
3.3
Eviction process difficulty
State law sets the calendar
5.0
Tenant organizing strength
State baseline
4.0
Housing court bias
State baseline
5.0
How Tract 26145010501 compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 14
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 7%Socioeconomic
- 68%Household composition
- 21%Racial/ethnic minority
- 15%Housing & transportation
Historical context · 1930s redlining
HOLC grade: A: Best
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade A meant wealthy, predominantly white neighborhoods favored for lending. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 15%Grade A
- 2%Grade B
- 0%Grade C
- 0%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Comparable tracts
Census tracts with similar eviction risk
Closest by Eviction Risk Score.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 7.1%Housing insecurity
- 5.2%Utility-shutoff threat
- 9.3%Food insecurity
- 7.6%SNAP enrollment
- 5.1%Transit barriers
- 5.0%No health insurance
- 13.8%Frequent mental distress
- 29.2%Any disability
Analysis
What drives eviction risk in Tract 26145010501
What moves this score most is eviction process difficulty at $1/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are set by Michigan eviction laws law, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores below the Saginaw County average of 6.1 and in line with the Michigan statewide average of 5.7. Within its own county it reads on the safer side for landlords.
HOLC surveyors mapped this tract in the 1930s with a dominant grade of A ("Best"), above the redlined D tier. The grading still shaped decades of lending and development in the surrounding area.
In CDC survey modeling, about 7.1% of adults here said they could not pay rent or mortgage at some point in the past year, and 5.2% faced a utility shutoff threat, a common early warning before a filing.
For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.
Frequently asked
About tract 26145010501
Q1
What is the eviction-risk score for census tract 26145010501?
Census tract 26145010501 in Saginaw County scores 2.5/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 26145010501?
Median gross rent is $945/month (ACS 5-year 2023, table B25064). 66% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 26145010501?
4.1% of residents in tract 26145010501 live below the federal poverty line (ACS B17001, 2023). Population: 2,486.
Q4
How socially vulnerable is tract 26145010501?
CDC Social Vulnerability Index ranks this tract in the 14th percentile nationally. Sub-themes: socioeconomic 7th, household 68th, minority 21th, housing 15th.
Q5
What share of households in tract 26145010501 struggle to pay rent?
About 7.1% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 5.2% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q6
Was tract 26145010501 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of A. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
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