Within county
40
th percentile
Moderate
Census Tract · Ranked #42,763 of 84,120 nationally
Tract 26145010600 Eviction Risk: Lower
Tract 26145010600 · Saginaw County, MI · pop 2,347
How risky is Saginaw in Saginaw County for landlords? Census tract 26145010600 scores 5.8/10, the Moderate tier. On the national scale it ranks #26,807 of 84,120 for landlord eviction difficulty.
55% of renter households here spend at least 30% of income on rent, a severe level, and 17% are severely burdened at 50% or more. Average gross rent is $995 monthly, set against $49,594 in average yearly household income, roughly 24% of income at the averages. Renters make up 51% of occupied homes, a renter-majority tract.
Risk score
3.9
Lower
Confidence 80% · 1–10 scale
Household mix · 100 hh
Burdened renters 28%
Stable renters 23%
Owners 49%
Tract context
Occupied units977
Renter share51.3%
SVI overall0.37
Poverty rate11.1%
Median income$49,594
Percentile rank
Higher percentile = riskier than more peers.Within state
59
th percentile
Elevated
National
49
th percentile
Moderate
Geographic context
Risk heat across Saginaw County and the region
Centroid at 43.4041, -84.0114 · click any tract to drill in
Why Tract 26145010600 scores 3.9
9 axes · 1 = landlord-friendlyLocal political climate
State baseline
3.3
Regional political climate
2024 county presidential margin
5.0
State political climate
Michigan legislature & governorship
3.3
Economic stress
11.1% poverty · this tract
2.8
Supply constraint
$995 rent vs county FMR
4.6
Rent control risk
State baseline
3.3
Eviction process difficulty
State law sets the calendar
5.0
Tenant organizing strength
State baseline
4.0
Housing court bias
State baseline
5.0
How Tract 26145010600 compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 37
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 27%Socioeconomic
- 63%Household composition
- 55%Racial/ethnic minority
- 34%Housing & transportation
Historical context · 1930s redlining
HOLC grade: D: Hazardous (Redlined)
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade D meant Black, immigrant, and poor neighborhoods systematically denied mortgage credit. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 0%Grade B
- 0%Grade C
- 12%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Comparable tracts
Census tracts with similar eviction risk
Closest by Eviction Risk Score.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 14.7%Housing insecurity
- 10.8%Utility-shutoff threat
- 18.6%Food insecurity
- 16.6%SNAP enrollment
- 9.8%Transit barriers
- 7.9%No health insurance
- 19.7%Frequent mental distress
- 32.0%Any disability
Analysis
What drives eviction risk in Tract 26145010600
The heaviest input here is eviction process difficulty at $1/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are set by Michigan eviction laws law, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores about the same as the Saginaw County average of 6.1 and in line with the Michigan statewide average of 5.7. Within its own county it reads on the safer side for landlords.
In CDC survey modeling, about 14.7% of adults here said they could not pay rent or mortgage at some point in the past year, and 10.8% faced a utility shutoff threat, a common early warning before a filing.
This tract overlaps land the federal Home Owners' Loan Corporation redlined in the 1930s, a dominant grade of D ("Hazardous") across 12% of the tract. Redlining cut off mortgage credit to Black, immigrant, and working-class blocks, and those areas still tend to carry higher rent burden and eviction filings today.
For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.
Frequently asked
About tract 26145010600
Q1
What is the eviction-risk score for census tract 26145010600?
Census tract 26145010600 in Saginaw County scores 3.9/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 26145010600?
Median gross rent is $995/month (ACS 5-year 2023, table B25064). 55% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 26145010600?
11.1% of residents in tract 26145010600 live below the federal poverty line (ACS B17001, 2023). Population: 2,347.
Q4
How socially vulnerable is tract 26145010600?
CDC Social Vulnerability Index ranks this tract in the 37th percentile nationally. Sub-themes: socioeconomic 27th, household 63th, minority 55th, housing 34th.
Q5
What share of households in tract 26145010600 struggle to pay rent?
About 14.7% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 10.8% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q6
Was tract 26145010600 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of D. 12% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
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