Within parent city
0
th percentile
Very Low
Census Tract · Ranked #53,267 of 84,120 nationally
St. Charles Eviction Risk: Lower
Tract 26145012400 · Saginaw County, MI · pop 1,830 · 2% of tract blocks fall in St. Charles
Census tract 26145012400 runs through St. Charles. With 1,830 residents, it scores 4.1/10 for landlords. That is riskier than about 14% of US census tracts.
About 11% of renters carry a rent burden of 30% of income or higher, a modest level, and 11% are severely burdened at 50% or more. Average rent runs $497 a month against an average household income of $75,240 a year, roughly 8% of income at the averages. About 5% of occupied units are renter-occupied.
Risk score
3.3
Lower
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 1%
Stable renters 5%
Owners 94%
Tract context
Occupied units679
Renter share5.2%
SVI overall0.20
Poverty rate5.3%
Median income$75,240
Percentile rank
Higher percentile = riskier than more peers.Within county
25
th percentile
Low
Within state
46
th percentile
Moderate
National
37
th percentile
Low
Geographic context
Risk heat across St. Charles and the region
Centroid at 43.2613, -84.2207 · click any tract to drill in
Why St. Charles scores 3.3
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from St. Charles
5.5
Regional political climate
2024 county presidential margin
5.0
State political climate
Michigan legislature & governorship
3.3
Economic stress
5.3% poverty · this tract
1.3
Supply constraint
$497 rent vs county FMR
1.0
Rent control risk
Inherited from St. Charles
1.9
Eviction process difficulty
State law sets the calendar
3.5
Tenant organizing strength
Inherited from St. Charles
3.0
Housing court bias
Inherited from St. Charles
3.0
How St. Charles compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 20
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 14%Socioeconomic
- 35%Household composition
- 11%Racial/ethnic minority
- 42%Housing & transportation
Comparable tracts
Census tracts with similar eviction risk
Closest by Eviction Risk Score.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 9.2%Housing insecurity
- 6.7%Utility-shutoff threat
- 12.2%Food insecurity
- 10.3%SNAP enrollment
- 6.4%Transit barriers
- 6.0%No health insurance
- 17.5%Frequent mental distress
- 31.7%Any disability
Analysis
What drives eviction risk in St. Charles
The score leans hardest on eviction process difficulty at 3.5/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from St. Charles, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores well below the Saginaw County average of 6.1 and below the Michigan statewide average of 5.7. Within its own county it reads on the safer side for landlords.
In CDC survey modeling, about 9.2% of adults here said they could not pay rent or mortgage at some point in the past year, and 6.7% faced a utility shutoff threat, a common early warning before a filing.
The tract is predominantly White and ranks around the 20th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a relatively low-vulnerability reading.
For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.
Frequently asked
About tract 26145012400
Q1
What is the eviction-risk score for census tract 26145012400?
Census tract 26145012400 in St. Charles scores 3.3/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 26145012400?
Median gross rent is $497/month (ACS 5-year 2023, table B25064). 11% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 26145012400?
5.3% of residents in tract 26145012400 live below the federal poverty line (ACS B17001, 2023). Population: 1,830.
Q4
How socially vulnerable is tract 26145012400?
CDC Social Vulnerability Index ranks this tract in the 20th percentile nationally. Sub-themes: socioeconomic 14th, household 35th, minority 11th, housing 42th.
Q5
What share of households in tract 26145012400 struggle to pay rent?
About 9.2% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 6.7% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q6
How does tract 26145012400 compare to St. Charles overall?
Tract 26145012400 scores 3.3/10, higher than the parent city of St. Charles at 3/10. City-scale signals (state law, local rent controls, court bias) are inherited from St. Charles; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Sibling tracts
Highest-risk tracts in St. Charles
Top eight tracts in St. Charles ranked by composite eviction-risk score.
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