Census Tract · Ranked #26,446 of 84,120 nationally

Tract 34003018102 Eviction Risk: Moderate

Tract 34003018102 · Bergen County, NJ · pop 2,917

With a score of 6.6/10, tract 34003018102 in Bergen ranks in the Elevated tier for landlord eviction risk. The tract is home to 2,917 residents. On the national scale it ranks #9,652 of 84,120 for landlord eviction difficulty.

About 49% of renters carry a rent burden of 30% of income or higher, a severe level, and 23% are severely burdened at 50% or more. Average gross rent is $1,732 monthly, set against $62,431 in average yearly household income, roughly 33% of income at the averages. Renters make up 79% of occupied homes, a renter-majority tract.

Risk score

4.9

Moderate

Confidence 80% · 1–10 scale

Household mix · 100 hh

Burdened renters 39% Stable renters 40% Owners 21%

Tract context

Occupied units1,035

Renter share79.2%

SVI overall0.90

Poverty rate19.1%

Median income$62,431

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Bergen County and the region

Centroid at 40.8191, -73.9946 · click any tract to drill in

Why Tract 34003018102 scores 4.9

9 axes · 1 = landlord-friendly

Local political climate

State baseline

6.8

Regional political climate

2024 county presidential margin

5.8

State political climate

New Jersey legislature & governorship

6.8

Economic stress

19.1% poverty · this tract

4.8

Supply constraint

$1,732 rent vs county FMR

3.4

Rent control risk

State baseline

6.8

Eviction process difficulty

State law sets the calendar

5.0

Tenant organizing strength

State baseline

4.0

Housing court bias

State baseline

5.0

How Tract 34003018102 compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 90

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

91%Socioeconomic
71%Household composition
77%Racial/ethnic minority
84%Housing & transportation

Historical context · 1930s redlining

HOLC grade: D: Hazardous (Redlined)

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade D meant Black, immigrant, and poor neighborhoods systematically denied mortgage credit. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
0%Grade B
0%Grade C
63%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

26.1%Housing insecurity
12.7%Utility-shutoff threat
31.1%Food insecurity
18.2%SNAP enrollment
14.1%Transit barriers
31.5%No health insurance
19.1%Frequent mental distress
32.5%Any disability

Analysis

What drives eviction risk in Tract 34003018102

What moves this score most is rent-control risk at 6.8/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are set by New Jersey eviction laws law, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores about the same as the Bergen County average of 6.3 and in line with the New Jersey statewide average of 6.6. Within its own county it reads on the riskier side for landlords.

In CDC survey modeling, about 26.1% of adults here said they could not pay rent or mortgage at some point in the past year, and 12.7% faced a utility shutoff threat, a common early warning before a filing.

This tract overlaps land the federal Home Owners' Loan Corporation redlined in the 1930s, a dominant grade of D ("Hazardous") across 63% of the tract. Redlining cut off mortgage credit to Black, immigrant, and working-class blocks, and those areas still tend to carry higher rent burden and eviction filings today.

For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.

Frequently asked

About tract 34003018102

What is the eviction-risk score for census tract 34003018102?

Census tract 34003018102 in Bergen County scores 4.9/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 34003018102?

Median gross rent is $1,732/month (ACS 5-year 2023, table B25064). 49% of renter households are cost-burdened.

What is the poverty rate in tract 34003018102?

19.1% of residents in tract 34003018102 live below the federal poverty line (ACS B17001, 2023). Population: 2,917.

How socially vulnerable is tract 34003018102?

CDC Social Vulnerability Index ranks this tract in the 90th percentile nationally. Sub-themes: socioeconomic 91th, household 71th, minority 77th, housing 84th.

What share of households in tract 34003018102 struggle to pay rent?

About 26.1% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 12.7% also reported utility shutoff threats, a frequent precursor to eviction filings.

Was tract 34003018102 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of D. 63% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.