Sherman County, Texas Eviction Risk: Low

Sherman County sits in the far northwest corner of the Texas eviction laws Panhandle, a lightly populated agricultural county of roughly 1,662 residents where the rental market is small, tight-knit, and structurally low-stress for landlords. The county earns a composite eviction risk score of 3.2/10 (Low), placing it at 229th of 254 Texas counties when ranked from highest to lowest risk. With 228 counties carrying higher risk and only 25 sitting below it, Sherman is firmly in the lower-risk of the state - a profile that reflects both its modest renter population and Texas eviction laws's broadly landlord-favorable statutory framework.

The county has just two incorporated places. Stratford, the county seat, is home to around 1,326 residents and accounts for the bulk of local rental activity; it scores 3.2/10. Texhoma, a smaller border community of about 336 people straddling the Texas-Oklahoma line, scores 3.2/10. Both cities fall within the same Low risk band, and the county-wide spread runs from 3.2 to 3.2 - an unusually narrow range that signals consistent conditions rather than pockets of concentrated landlord pressure. By comparison, the Texas statewide average sits at 3.6/10, meaning Sherman County reads well below the norm for the state as a whole.

Financially, the rental picture here is straightforward. Average asking rents land near $993 per month, and renters spend an average of 20.9% of household income on housing costs - below the 30% federal threshold typically used to define rent burden. Only about 21.5% of housing units in Sherman County are renter-occupied, reflecting a predominantly owner-occupant community where demand for rentals is modest and turnover is low. The county poverty rate of 8.8% is similarly restrained. These conditions reduce the structural drivers of eviction: tenants who can afford their rent comfortably, in a market where units are not scarce, are far less likely to fall into the arrears that trigger eviction proceedings. Texas law then layers a fast, low-cost eviction process on top - so even when problems do arise, landlords here face minimal procedural barriers compared to urban markets elsewhere in the country.

Sherman County's Low score reflects a combination of a small, affordable rental market and Texas eviction laws's landlord-friendly statutory environment. With fewer than 400 renter households countywide and a rent burden averaging 20.9%, the structural conditions that drive eviction filings in larger metro counties are largely absent here. The scores for Stratford (3.2/10) and Texhoma (3.2/10) move in a tight band from 3.2 to 3.2, confirming that risk is uniformly low across both communities rather than concentrated in one corner of the county.