Center Point Eviction Risk: Moderate

Pulling hardest the other way is eviction-process difficulty at 1.3/10. Annualized rent equals 36% of average household income of $39,063, past the 30% affordability line, which thins the margin any screening standard has to work with. Sitting well above the midpoint, tenant-organizing strength reads 8.6/10.

It sits 1.5 points above the Jefferson County average of 4.3. Well under the midpoint, state political climate reads 1.8/10.

Food insecurity runs 31.1% against 17.8% nationally. Against Jefferson County at 46.3%, 54% of renters here are cost-burdened. The poverty rate is 22%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest.

Inability to pay a utility bill runs 17.1% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. On the national scale it lands near the 76th percentile of the 84,120 tracts scored. On the CDC Social Vulnerability Index the tract reads 8.8/10, which tracks how hard a shock lands on the households already here.

Statewide the AL average is 3.9, so this tract runs 1.9 points hotter. Of its three components the household composition measure is the most pressured. Average gross rent is $1,156, close to the Center Point average.

40% of occupied units are renter-occupied.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.