Lloyds Eviction Risk: Moderate , Mobile

The clearest offset is rent-regulation exposure at 1/10. 25% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. Annualized rent equals 33% of average household income of $41,127, past the 30% affordability line, which thins the margin any screening standard has to work with.

Well under the midpoint, state political climate reads 1.8/10. The filing record is not thin: 296 evictions over 10 years of observation.

Running cool, tenant-organizing strength reads 3/10. Filings peaked in 2013 at 12.6% of renter households.

In a typical year about 5.8% of renter households face a filing. On the national scale it lands near the 44th percentile of the 84,120 tracts scored.

CDC social-vulnerability scoring puts the tract at 8/10. Of its three components the socioeconomic standing measure is the most pressured.

It tracks the Mobile County average of 4.0 closely. Average gross rent is $1,128, close to the Mobile average. 57% of occupied units are renter-occupied.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.