Talladega Eviction Risk: Moderate

What pushes it up most is economic stress at 10/10. SNAP participation runs 51.9% against 15.2% nationally. The poverty rate is 44%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest.

Housing insecurity runs 37.2% against 14.2% nationally. 27% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. Annualized rent equals 39% of average household income of $19,414, past the 30% affordability line, which thins the margin any screening standard has to work with.

Running hot, tenant-organizing strength reads 8.6/10. 72% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby. Against the Talladega County average of 4.1, this tract reads riskier for landlords by 1.5 points.

Well under the midpoint, state political climate reads 1.8/10. At $628 a month, rents run 19% under what the rest of Talladega commands. Court records carry 235 eviction filings across 11 observed years.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.