Santa Margarita Eviction Risk: Moderate

On the high side, rent-regulation exposure reads 9.3/10. Well under the midpoint, supply constraint reads 1/10. Against San Luis Obispo County at 51.5%, 44% of renters here are cost-burdened.

Against the San Luis Obispo County average of 6.5, this tract reads safer for landlords by 1.0 points. 9% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears.

Food insecurity runs 9.8% against 17.8% nationally. That is riskier than roughly 72% of the 84,120 US census tracts in this model.

Only 25% of units are renter-occupied. Rental comparables are thin; price a renewal off the nearest genuine rental sub-market rather than off surrounding sale prices. Social vulnerability reads 5.5/10 on the CDC index, a measure of exposure to housing and economic shocks.

Rent consumes only 16% of average household income of $90,117, an unusually wide affordability cushion. Statewide the CA average is 7.5, so this tract runs 2.0 points cooler.

Of its three components the housing type and transport measure is the most pressured. Poverty sits at 4%, low enough that arrears here usually signal a specific shock rather than a structural income gap.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.