Neighborhood · Ranked #9,878 of 84,120 nationally

Saint James Square Historic District Eviction Risk: Elevated , San Jose

Tract 06085501000 · Santa Clara, CA · pop 5,003 · neighborhood within 0.3 mi

Tract 06085501000 covers Saint James Square Historic District in San Jose in California. Home to 5,003 residents, it scores 6.2/10 on landlord eviction risk. That is riskier than about 81% of US census tracts.

About 45% of renters carry a rent burden of 30% of income or higher, a severe level, and 19% are severely burdened at 50% or more. The typical renter pays about $1,769 a month while the average household earns $63,291 a year, roughly 34% of income at the averages. About 92% of occupied units are renter-occupied, a renter-majority tract.

Risk score

6.2

Elevated

Confidence 100% · 1–10 scale

Household mix · 100 hh

Burdened renters 42% Stable renters 50% Owners 8%

Tract context

Occupied units2,529

Renter share91.9%

SVI overall0.87

Poverty rate18.5%

Median income$63,291

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across San Jose and the region

Centroid at 37.3416, -121.8881 · click any tract to drill in

Why Saint James Square Historic District scores 6.2

9 axes · 1 = landlord-friendly

Local political climate

Inherited from San Jose

8.5

Regional political climate

2024 county presidential margin

7.4

State political climate

California legislature & governorship

6.8

Economic stress

18.5% poverty · this tract

4.6

Supply constraint

$1,769 rent vs county FMR

1.0

Rent control risk

Inherited from San Jose

9.5

Eviction process difficulty

State law sets the calendar

9.0

Tenant organizing strength

Inherited from San Jose

8.5

Housing court bias

Inherited from San Jose

8.5

How Saint James Square Historic District compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 87

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

80%Socioeconomic
48%Household composition
84%Racial/ethnic minority
96%Housing & transportation

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
0%Grade B
39%Grade C
24%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

18.7%Housing insecurity
9.4%Utility-shutoff threat
23.1%Food insecurity
19.9%SNAP enrollment
12.2%Transit barriers
14.6%No health insurance
18.3%Frequent mental distress
33.1%Any disability

Analysis

What drives eviction risk in Saint James Square Historic District

The score leans hardest on rent-control risk at 9.5/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from San Jose eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores above the Santa Clara County average of 5.4 and in line with the California statewide average of 6.1. Within its own county it reads on the riskier side for landlords.

Part of this tract, about 24% of its area, sat in the redlined grade-D zone on 1930s HOLC maps, though its dominant grade was C ("Declining"). That lending history still correlates with present-day rent burden.

In CDC survey modeling, about 18.7% of adults here said they could not pay rent or mortgage at some point in the past year, and 9.4% faced a utility shutoff threat, a common early warning before a filing.

For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.

Frequently asked

About tract 06085501000

What is the eviction-risk score for census tract 06085501000?

Census tract 06085501000 in the Saint James Square Historic District neighborhood scores 6.2/10 (Elevated tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 06085501000?

Median gross rent is $1,769/month (ACS 5-year 2023, table B25064). 45% of renter households are cost-burdened.

What is the poverty rate in tract 06085501000?

18.5% of residents in tract 06085501000 live below the federal poverty line (ACS B17001, 2023). Population: 5,003.

How socially vulnerable is tract 06085501000?

CDC Social Vulnerability Index ranks this tract in the 87th percentile nationally. Sub-themes: socioeconomic 80th, household 48th, minority 84th, housing 96th.

Is tract 06085501000 considered part of Saint James Square Historic District?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 06085501000 fall within Saint James Square Historic District (neighborhood centroid within 0.3 miles, OSM data).

What share of households in tract 06085501000 struggle to pay rent?

About 18.7% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 9.4% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 06085501000 compare to San Jose overall?

Tract 06085501000 scores 6.2/10, lower than the parent city of San Jose at 9.2/10. City-scale signals (state law, local rent controls, court bias) are inherited from San Jose eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 06085501000 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 24% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in San Jose

Top eight tracts in San Jose ranked by composite eviction-risk score.