Oxnard Eviction Risk: High

Severe burden reaches 31%. Those are renters paying half their income or more, and that is where non-payment filings originate. SNAP participation runs 37.1% against 15.2% nationally. Against the Ventura County average of 6.9, this tract reads riskier for landlords by 2.3 points.

The score leans hardest on tenant-organizing strength at 8.8/10. Well under the midpoint, supply constraint reads 1.2/10. Annualized rent equals 35% of average household income of $54,746, past the 30% affordability line, which thins the margin any screening standard has to work with.

The poverty rate is 29%, which in this model reads as reduced rent-recovery odds after a judgment. Running hot, rent-regulation exposure reads 8/10.

At $1,588 a month, rents run 22% under what the rest of Oxnard commands. 48% of renter households cross the 30%-of-income line, below the Ventura County average of 54.1%. That is riskier than roughly 96% of the 84,120 US census tracts in this model.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.