Bay Harbor Islands Eviction Risk: Moderate

34% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. What pushes it up most is rent-regulation exposure at 9.3/10. On the high side, tenant-organizing strength reads 9.1/10.

Annualized rent equals 33% of average household income of $84,357, past the 30% affordability line, which thins the margin any screening standard has to work with. Well under the midpoint, state political climate reads 1.5/10. The filing record is not thin: 42 evictions over 2 years of observation.

Filings peaked in 2016 at 1.9% of renter households. In a typical year about 1.5% of renter households face a filing. On the national scale it lands near the 51st percentile of the 84,120 tracts scored.

On the CDC Social Vulnerability Index the tract reads 7.7/10, which tracks how hard a shock lands on the households already here. Of its three components the housing type and transport measure is the most pressured. It tracks the Miami-Dade County average of 4.6 closely.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.