Key Largo Eviction Risk: Moderate

The severe-burden share is 31%, and it is the single best predictor in this model of a filing that actually reaches judgment. The clearest offset is eviction-process difficulty at 1.1/10.

Annualized rent equals 38% of average household income of $86,408, past the 30% affordability line, which thins the margin any screening standard has to work with. Running cool, state political climate reads 1.5/10. The voucher gap is 20.5%: households holding assistance that local rents will not absorb, which surfaces as churn rather than arrears.

On the softer side, court filing pressure reads 2.9/10. Nationally it ranks #47,371 of 84,120 for landlord eviction difficulty. Only 11% of units are renter-occupied. Rental comparables are thin; price a renewal off the nearest genuine rental sub-market rather than off surrounding sale prices.

On the CDC Social Vulnerability Index the tract reads 8.2/10, which tracks how hard a shock lands on the households already here. Of its three components the housing type and transport measure is the most pressured.

Rent takes 30% or more of income for 51% of renters. It tracks the Monroe County average of 4.1 closely.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.