Champaign County, Illinois Eviction Risk: Moderate
20 incorporated cities and unincorporated areas. The county Eviction Risk Score is held aloft by the city of Champaign (5.2) and a small number of dense urban cores. Rent-control coverage varies by city.
Champaign County averages 5.1/10 across 20 cities, ranging from 4.4 at the low end to 5.2/10 in the highest-risk city, Champaign (tied with Urbana). Ranked 14th of 102 Illinois counties by eviction risk.
How Champaign County ranks in Illinois
| City↕ | Population↕ | Risk↕ | % income on rent↕ | Average rent↕ | Lean↕ | |
|---|---|---|---|---|---|---|
| 001 | Champaign | 89,996 | 5.2 | 34.9% | $1,123 | Dem |
| 002 | Urbana | 39,341 | 5.2 | 38.4% | $972 | Dem |
| 003 | Rantoul | 12,421 | 5.1 | 25.9% | $890 | Dem |
| 004 | Mahomet | 10,049 | 4.8 | 29.0% | $1,396 | Dem |
| 005 | Savoy | 8,968 | 5.1 | 24.8% | $1,003 | Dem |
| 006 | St. Joseph | 3,778 | 4.7 | 25.6% | $968 | Dem |
| 007 | Tolono | 3,566 | 4.9 | 32.8% | $945 | Dem |
| 008 | Lake of the Woods | 2,091 | 4.7 | 48.6% | $1,190 | Dem |
| 009 | Fisher | 1,605 | 4.5 | 14.7% | $917 | Dem |
| 010 | Philo | 1,487 | 4.5 | 20.3% | $1,222 | Dem |
| 011 | Homer | 1,245 | 4.8 | 21.3% | $979 | Dem |
| 012 | Sidney | 936 | 4.7 | 21.9% | $1,094 | Dem |
| 013 | Thomasboro | 918 | 4.8 | 21.6% | $808 | Dem |
| 014 | Gifford | 822 | 4.4 | 34.2% | $555 | Dem |
| 015 | Ogden | 754 | 4.3 | 20.0% | $1,214 | Dem |
| 016 | Bondville | 404 | 4.8 | 21.3% | $1,292 | Dem |
| 017 | Sadorus | 296 | 4.7 | 33.1% | $925 | Dem |
| 018 | Royal | 292 | 4.5 | 13.3% | $1,136 | Dem |
| 019 | Seymour | 270 | 4.8 | 28.7% | $975 | Dem |
| 020 | Dewey | 89 | 4.5 | 33.7% | $1,073 | Dem |
County heatmap
Neighborhoods in Champaign County
Top 9 neighborhoods by population. Click for a pop-weighted risk score and the constituent census tracts.
One county, multiple regulatory regimes.
Champaign County, Illinois eviction laws carries a county-wide average eviction risk score of 5.1/10, placing it in the Moderate tier, but that single number covers a meaningful spread. Scores across the county's 20 cities range from 4.3 to 5.2, so where exactly you own property inside the county matters considerably. The county ranks 11th out of 102 Illinois eviction laws counties for eviction risk, meaning only 10 counties in the state post higher risk, and 91 are more landlord-friendly. That puts Champaign County firmly in the higher-risk third of Illinois.
Operating conditions here reflect the influence of a large university-anchored renter base. With an average renter share of 50.1%, roughly half of all occupied housing units are rentals, and average rent runs $1,071 per month against a rent burden rate of 33.5%. A 20% poverty rate across the county adds baseline collection and retention pressure that landlords should factor into underwriting, especially at the higher-risk end of the city range.
The cities inside Champaign County
The highest-risk addresses in the county sit at the top of the city grid. Champaign (population 89,996) and Urbana (population 39,341) both score 5.2/10, the ceiling for the county. Both cities are large, renter-dense, and university-proximate, which typically correlates with higher tenant turnover, more contested proceedings, and greater political sensitivity to tenant-protection measures. Rantoul (population 12,421) and Savoy each score 5.1/10, placing them just below the county's peak but still above the county average.
Investors who want to stay inside Champaign County but reduce risk exposure have options. St. Joseph and Lake of the Woods each score 4.7/10, and Mahomet (population 10,049) scores 4.8/10. Tolono lands at 4.9/10. The lowest score in the county is 4.3/10. Risk here is genuinely hyper-local: a landlord buying in Champaign eviction risk or Urbana eviction risk is operating in a materially different environment than one in St. Joseph or Lake of the Woods, even though all four sit within the same county lines.
State-level laws that apply here
Every landlord in Champaign County operates under Illinois state law, specifically 735 ILCS 5/9 (Forcible Entry and Detainer). Notice requirements are straightforward: 5 days for nonpayment of rent (735 ILCS 5/9-209), 10 days for a material lease violation (735 ILCS 5/9-210), and 30 days for a month-to-month holdover (735 ILCS 5/9-207). Fixed-term leases that simply expire require no advance notice under 735 ILCS 5/9-205. Illinois does not require just cause to terminate a tenancy, and the state preempts local rent control, so no city in Champaign County can impose a rent cap. Understanding the full Illinois eviction process, including notice rules and court procedures, is essential before filing.
Cost projections matter for investors here. Court filing fees in Illinois run $200 to $400, sheriff lockout fees range $60 to $200, and attorney fees typically fall between $750 and $3,500, depending on complexity and whether the case is contested. An uncontested eviction typically resolves in 30 to 60 days; a contested proceeding can stretch to 60 to 150 days. Those timelines are a key reason to review Illinois eviction costs carefully before acquiring rental property in any part of the county. Retaliation protections under 765 ILCS 720/1 and habitability obligations under 765 ILCS 742 also apply statewide.
With a 20% poverty rate and 50.1% of housing units occupied by renters, the underlying fundamentals point toward sustained eviction exposure for landlords; the city breakdown in the grid above shows where that pressure concentrates most within Champaign County.
How Champaign County compares
Champaign County scores 5.1/10 and ranks 14th out of 102 Illinois counties on eviction risk, placing it in the higher-risk tier of the state. Among its closest peer counties, Winnebago County and DeKalb County each score 5.2/10, Kankakee County scores 5.1/10, and Sangamon County scores 5.1/10, while McHenry County comes in lower at 4.9/10.
Champaign County's elevated renter share of 50.1% and a poverty rate of 20% keep it competitive with the higher-scoring peer counties, though its average rent of $1,071 is modest relative to northern Illinois markets.
Peer counties in Illinois
Where eviction risk concentrates in Champaign County
Top cities by population
Top neighborhoods by risk
Frequently asked questions about Champaign County
How many renters live in Champaign County?
Renter share is 50.1%, so approximately 89,879 of Champaign County's 179,328 residents are renters.
What is the lowest-risk city in Champaign County?
The lowest score in Champaign County is 4.3/10. See the city grid above for the specific municipality.
What is the highest-risk city in Champaign County?
The highest score in Champaign County is 5.2/10. See the city grid above for the specific municipality.