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Neighborhood · Urbana, IL

The Cottages at Illinois Eviction Risk: Elevated

3 census tracts · pop 8,901 · pop-weighted Eviction Risk Score 7.9/10 · range 7.7–8

The Cottages at Illinois is a 3-tract neighborhood of Urbana, IL, population 8,901. The Eviction Risk Score is 7.9/10, in the Elevated tier. The dominant input is economic stress at 10/10.

The poverty rate is 44%, which shows up in this model as reduced rent-recovery odds after a judgment. Severe burden reaches 32%. A tenant at that level absorbs no shock: one cut shift or one repair bill converts directly into arrears.

Sitting well above the midpoint is tenant-organizing strength at 9.6/10. Annualized rent equals 42% of average household income here, past the 30% affordability line, which compresses the margin any screening standard has to work with.

Against a Urbana baseline of 38.4%, 50% of renters here cross the 30%-of-income line. This is a renter market: 84% of occupied units are tenant-occupied.

On the high side is housing-court posture at 8.4/10. SNAP participation is 30.6% of households versus 15.2% nationally. Food insecurity affects 31.4% of adults, 13.6 points above the national rate.

Among the 6 mapped neighborhoods of Urbana, it ranks #3 by risk, the middle third. The closest comparables inside the same city are Gregory Place and Edgewood.

The 3 tracts here are tightly clustered, 0.3 points apart at the extremes. Average gross rent runs $997, close to the Urbana average.

With little internal variation, 7.9/10 is a fair proxy for any address inside the boundary. The number is rebuilt whenever its ACS, court-record, or statutory inputs change.

Risk score
7.9
Elevated
3 tracts · population-weighted
The Cottages at Illinois vs Urbana How this neighborhood stacks against the citywide average
% of income on rent
49.8% +30%
Urbana: 38.4%
Average gross rent
$997 +3%
Urbana: $972
Average HH income
$28,543 -38%
Urbana: $45,854
Poverty rate
44.2% +78%
Urbana: 24.8%
Renter share
84.2% +34%
Urbana: 62.7%
Peer neighborhoods

Neighborhoods with similar eviction risk

Same county, closest by Eviction Risk Score.

Geographic context

Risk heat across The Cottages at Illinois and the region

Click any tract to drill in · 3 tracts span score 7.7–8

Why The Cottages at Illinois scores 7.9

9 axes · pop-weighted · 1 = landlord-friendly
State political climate
legislature & governorship · Range 5.2–5.2 across tracts
5.2
Regional political climate
County-level mix · 2024 presidential margin · Range 6.1–6.1 across tracts
6.1
Local political climate
Parent city governance · Range 6.5–6.5 across tracts
6.5
Rent control risk
50% of income on rent · Range 8.1–8.2 across tracts
8.2
Eviction process difficulty
State notice requirements & court backlog · Range 4.5–4.9 across tracts
4.8
Tenant organizing strength
84% renter households · Range 9.4–9.7 across tracts
9.6
Housing court bias
County bench composition · Range 8.3–8.4 across tracts
8.4
Economic stress
44.2% below poverty line · Range 10.0–10.0 across tracts
10.0
Supply constraint
Rent-to-FMR gap & zoning friction · Range 2.8–7.0 across tracts
4.2
Risk score comparison

The Cottages at Illinois vs. parent city, state, U.S.

Eviction Risk Score (0–10 scale).

The Cottages at Illinois score vs. parent city, state, U.S.The Cottages at Il: 7.97.9The Cottages at IlNeighborhoodParent city: 6.66.6Parent cityhost cityState: 5.15.1Stateavg in stateU.S.: 5.15.1U.S.national avgU.S. avg = 5.0
Variance across tracts

How uniformly does eviction risk play out in The Cottages at Illinois?

Left: distribution of constituent tract scores. Right: every tract as a heat square. Click any square to drill in.

Score distribution
0246810
Spread of 0.3 points from 7.7 to 8. Tracts are relatively uniform, so conditions feel similar throughout the neighborhood.
Tracts as heat grid
Each square = one census tract. Color tracks the same green→red ramp as the chloropleth map above.
Census tracts

3 tracts in The Cottages at Illinois

Ranked highest-risk first. Click for per-tract detail.

Tract Score Pop % over 30% on rent Average rent
17019005300 8 4,585 46% $838
17019011100 8 2,106 62% $1,028
17019000200 7.7 2,210 46% $1,297
Social Vulnerability Index

CDC SVI percentile: 54

Pop-weighted across 3 tracts. Higher = more vulnerable to disaster, displacement, and rent shocks. Source: CDC/ATSDR SVI 2022.

Socioeconomic status 78%ile
Poverty, unemployment, no-HS-diploma, housing cost burden
Household characteristics 16%ile
Single-parent HH, disability, language barriers, age 17- / 65+
Racial/ethnic minority 81%ile
Hispanic + non-white share of population
Housing & transport 54%ile
Multi-unit structures, mobile homes, crowding, no vehicle
CDC PLACES 2023 · pop-weighted

Eviction-adjacent indicators in The Cottages at Illinois

Average across all constituent tracts, population-weighted. Source: CDC PLACES (cwsq-ngmh) crude prevalence.

Frequently asked

About The Cottages at Illinois

Q1

What is the eviction-risk score for The Cottages at Illinois?

The Cottages at Illinois scores 7.9/10 (Elevated tier) across 3 census tracts. The pop-weighted Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income and poverty signals.
Q2

How does The Cottages at Illinois compare to Urbana overall?

The Cottages at Illinois scores 1.3 points higher than Urbana overall (6.6/10). Renters spend 50% of income on rent vs 38% citywide. Average rent: $997 vs $972.
Q3

What is the average rent in The Cottages at Illinois?

Average gross rent in The Cottages at Illinois eviction laws is $997/month (pop-weighted across 3 census tracts, ACS 5-year 2023). 50% of renter households are cost-burdened.
Q4

What percentage of The Cottages at Illinois residents are renters?

84% of The Cottages at Illinois households are renter-occupied (vs 63% in Urbana). The neighborhood has 8,901 residents.
Q5

Is The Cottages at Illinois a high social-vulnerability area?

The Cottages at Illinois sits in the 54th percentile nationally on the CDC Social Vulnerability Index (moderately vulnerable). The index combines poverty, unemployment, household composition, racial/ethnic minority share, and housing/transportation factors across all US census tracts.
Q6

Which tracts in The Cottages at Illinois have the highest eviction risk?

The highest-risk constituent tract in The Cottages at Illinois is census tract 17019005300 (score 8/10). Across the 3 tracts in this neighborhood the score ranges from 7.7 to 8, a spread of 0.3 points.
Q7

How safe is The Cottages at Illinois for landlords?

The Cottages at Illinois eviction laws carries a elevated-tier eviction-risk profile for landlords (7.9/10). Pop-weighted across 3 constituent tracts, the score blends parent-city rent-control posture, county eviction-process timelines, and tract-specific rent-to-income / poverty signals. Compared to Urbana as a whole (6.6/10), this neighborhood is higher-risk.
Q8

What is the demographic breakdown of The Cottages at Illinois?

The Cottages at Illinois has 8,167 residents. Top groups: Black (non-Hispanic) (43.1%), Asian (non-Hispanic) (24.3%), White (non-Hispanic) (22.6%). Source: ACS 5-year 2023, table B03002.
Nearby

Other neighborhoods near The Cottages at Illinois

Sibling neighborhoods

Other neighborhoods inside Urbana

Same parent city, ranked by score similarity to The Cottages at Illinois.

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