Bernice Eviction Risk: Elevated , Lansing

Severe burden reaches 32%. Those are renters paying half their income or more, and that is where non-payment filings originate. SNAP participation runs 31.9% against 15.2% nationally.

The dominant input is local political climate at 7.8/10. On the high side, regional political climate reads 7.5/10. Running cool, supply constraint reads 2.5/10.

Court records carry 1,089 eviction filings across 15 observed years. Inability to pay a utility bill runs 16.8% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. Against the Cook County average of 6.1, this tract reads riskier for landlords by 0.7 points.

Filings peaked in 2004 at 20.4% of renter households. In the 1930s the federal Home Owners' Loan Corporation graded this ground A ("Best"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.

In a typical year about 11.8% of renter households face a filing. Nationally it ranks #13,812 of 84,120 for landlord eviction difficulty.

On the CDC Social Vulnerability Index the tract reads 8.6/10, which tracks how hard a shock lands on the households already here.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.