West Harvey Eviction Risk: High

The main counterweight is supply constraint at 1/10. 27% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. Inability to pay a utility bill runs 26.8% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.

Running hot, tenant-organizing strength reads 8.7/10. The poverty rate is 32%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest.

Against the Cook County average of 6.1, this tract reads riskier for landlords by 1.9 points. On the high side, housing-court posture reads 8.6/10.

The filing record is not thin: 389 evictions over 15 years of observation. The worst year on record was 2004, when 15.1% of renter households were served.

In a typical year about 9.5% of renter households face a filing. On the national scale it lands near the 91st percentile of the 84,120 tracts scored. Social vulnerability reads 9.7/10 on the CDC index, a measure of exposure to housing and economic shocks.

Statewide the IL average is 5.1, so this tract runs 2.9 points hotter. Of its three components the socioeconomic standing measure is the most pressured.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.