Census Tract · Ranked #45,786 of 84,120 nationally
Winthrop Harbor Eviction Risk: Moderate
Tract 17097860103 ·
Lake County, IL · pop 3,692 · 95% of tract blocks fall in Winthrop Harbor
Tract 17097860103 sits in Winthrop Harbor, IL, carrying an eviction-risk score of 4.2/10. Against Lake County at 42.6%, 60% of renters here are cost-burdened.
Risk score
4.2
Moderate
Confidence 85% · 1–10 scale
Household mix · 100 hh
Burdened renters 6%Stable renters 4%Owners 90%
Tract context
Occupied units1,417
Renter share10.5%
SVI overall0.30
Poverty rate3.5%
Median income$94,259
Percentile rank
Higher percentile = riskier than more peers.
Within parent city
0th percentile
#2 of 2 tracts In Winthrop Harbor
Very Low
Within county
54th percentile
#73 of 159 tracts In Lake County
Moderate
Within state
38th percentile
#2,016 of 3,263 tracts In Illinois
Low
National
46th percentile
#45,786 of 84,120 tracts In U.S.
Moderate
Geographic context
Risk heat across Winthrop Harbor and the region
Centroid at 42.4860, -87.8352 · click any tract to drill in
Why Winthrop Harbor scores 4.2
9 axes · 1 = landlord-friendly
Local political climate
Inherited from Winthrop Harbor
6.6
Regional political climate
2024 county presidential margin
6.2
State political climate
Illinois legislature & governorship
5.2
Economic stress
3.5% poverty · this tract
1.0
Supply constraint
$1,190 rent vs county FMR
1.8
Rent control risk
Inherited from Winthrop Harbor
8.5
Eviction process difficulty
State law sets the calendar
4.8
Tenant organizing strength
Inherited from Winthrop Harbor
3.6
Housing court bias
Inherited from Winthrop Harbor
6.3
How Winthrop Harbor compares
Risk score vs. parent city, county, state.
CDC Social Vulnerability Index
SVI percentile: 30
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
9.2%Housing insecurity
5.3%Utility-shutoff threat
10.1%Food insecurity
8.0%SNAP enrollment
5.6%Transit barriers
7.3%No health insurance
14.7%Frequent mental distress
24.6%Any disability
Analysis
What drives eviction risk in Winthrop Harbor
The main counterweight is economic stress at 1/10. Severe burden reaches 23%. Those are renters paying half their income or more, and that is where non-payment filings originate.
Running hot, rent-regulation exposure reads 8.5/10. On the softer side, supply constraint reads 1.8/10.
Food insecurity runs 10.1% against 17.8% nationally. SNAP participation runs 8.0% against 15.2% nationally.
At $1,190 a month, rents run 9% under what the rest of Winthrop Harbor commands. That is riskier than roughly 46% of the 84,120 US census tracts in this model.
Only 11% of units are renter-occupied. Rental comparables are thin; price a renewal off the nearest genuine rental sub-market rather than off surrounding sale prices. Social vulnerability reads 3.7/10 on the CDC index, a measure of exposure to housing and economic shocks. Rent consumes only 15% of average household income of $94,259, an unusually wide affordability cushion.
Statewide the IL average is 5.1, so this tract runs 0.9 points cooler.
All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.
Frequently asked
About tract 17097860103
Q1
What is the eviction-risk score for census tract 17097860103?
Census tract 17097860103 in Winthrop Harbor scores 4.2/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 17097860103?
Median gross rent is $1,190/month (ACS 5-year 2023, table B25064). 60% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 17097860103?
3.5% of residents in tract 17097860103 live below the federal poverty line (ACS B17001, 2023). Population: 3,692.
Q4
How socially vulnerable is tract 17097860103?
CDC Social Vulnerability Index ranks this tract in the 30th percentile nationally. Sub-themes: socioeconomic 48th, household 19th, minority 36th, housing 26th.
Q5
What share of households in tract 17097860103 struggle to pay rent?
About 9.2% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 5.3% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q6
How does tract 17097860103 compare to Winthrop Harbor overall?
Tract 17097860103 scores 4.2/10, right in line with the parent city of Winthrop Harbor at 4.4/10. City-scale signals (state law, local rent controls, court bias) are inherited from Winthrop Harbor; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Sibling tracts
Highest-risk tracts in Winthrop Harbor
Top eight tracts in Winthrop Harbor ranked by composite eviction-risk score.