Swinney Eviction Risk: Moderate

The main counterweight is rent-regulation exposure, at 1/10. Well under the midpoint is eviction-process difficulty, at 1.5/10. Running cool is tenant-organizing strength, at 1.5/10.

17.0% of adults report being unable to pay a utility bill, against a 9.2% national figure. Utility arrears usually lead rent arrears by a month or two. 13% are severely burdened, paying half their income or more in rent. That cohort has no absorption capacity for an unexpected bill, and it is where non-payment filings originate.

Court records for this tract carry 172 eviction filings. Food insecurity affects 29.1% of adults, 11.3 points above the national rate.

The poverty rate is 17%. Judgments in high-poverty tracts are collectible far less often than the filing statistics suggest. The worst year on record was 2018, when filings touched 21.0% of renter households.

Among the 45 mapped neighborhoods of Fort Wayne, it ranks #13 by risk, the upper third. Judgments average 13.7% of renter households a year, the share of filings that actually convert to an order.

For a like-for-like read, East Swinney and Lafayette Place score within a fraction of it. Average gross rent runs $1,027, close to the Fort Wayne average. Annual rent works out to 28% of average household income of $43,882.

Because the boundary contains one tract, 4.4/10 is simultaneously the area figure and the address-level figure. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.