Nappanee Eviction Risk: Lower

Severe burden reaches 26%. Those are renters paying half their income or more, and that is where non-payment filings originate. Pulling hardest the other way is eviction-process difficulty at 1.6/10. On the softer side, economic stress reads 1.6/10.

Sitting well above the midpoint, tenant-organizing strength reads 8.2/10. The voucher gap is 19.8%: households holding assistance that local rents will not absorb, which surfaces as churn rather than arrears. It sits 0.9 points below the Elkhart County average of 3.9.

Nationally it ranks #67,219 of 84,120 for landlord eviction difficulty. Only 17% of units are renter-occupied. Rental comparables are thin; price a renewal off the nearest genuine rental sub-market rather than off surrounding sale prices. On the CDC Social Vulnerability Index the tract reads 4.2/10, which tracks how hard a shock lands on the households already here.

Rent consumes only 15% of average household income of $104,357, an unusually wide affordability cushion. Statewide the IN average is 3.9, so this tract runs 0.9 points cooler.

Of its three components the household composition measure is the least pressured. Rent takes 30% or more of income for 42% of renters.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.