Within neighborhood
50
th percentile
Moderate
Neighborhood · Ranked #51,553 of 84,120 nationally
Garyton Eviction Risk: Lower , Lake Station
Tract 18089041800 · Lake County, IN · pop 5,875 · neighborhood within 1.5 mi
Census tract 18089041800 runs through Garyton in Lake Station. With 5,875 residents, it scores 4.7/10 for landlords. On the national scale it ranks #59,715 of 84,120 for landlord eviction difficulty.
About 37% of renters carry a rent burden of 30% of income or higher, a high level, and 9% are severely burdened at 50% or more. Average rent runs $1,103 a month against an average household income of $69,824 a year, roughly 19% of income at the averages. About 21% of occupied units are renter-occupied.
Risk score
3.4
Lower
Confidence 85% · 1–10 scale
Household mix · 100 hh
Burdened renters 8%
Stable renters 13%
Owners 79%
Tract context
Occupied units2,455
Renter share21.0%
SVI overall0.58
Poverty rate7.0%
Median income$69,824
Percentile rank
Higher percentile = riskier than more peers.Within parent city
0
th percentile
Very Low
Within county
38
th percentile
Low
Within state
49
th percentile
Moderate
Geographic context
Risk heat across Lake Station and the region
Centroid at 41.5675, -87.2385 · click any tract to drill in
Why Garyton scores 3.4
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Lake Station
6.2
Regional political climate
2024 county presidential margin
5.8
State political climate
Indiana legislature & governorship
2.0
Economic stress
7.0% poverty · this tract
1.7
Supply constraint
$1,103 rent vs county FMR
4.2
Rent control risk
Inherited from Lake Station
5.6
Eviction process difficulty
State law sets the calendar
2.3
Tenant organizing strength
Inherited from Lake Station
6.6
Housing court bias
Inherited from Lake Station
6.4
How Garyton compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 58
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 72%Socioeconomic
- 36%Household composition
- 49%Racial/ethnic minority
- 46%Housing & transportation
Historical context · 1930s redlining
HOLC grade: D: Hazardous (Redlined)
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade D meant Black, immigrant, and poor neighborhoods systematically denied mortgage credit. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 7%Grade B
- 1%Grade C
- 11%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 12.7%Housing insecurity
- 8.9%Utility-shutoff threat
- 17.3%Food insecurity
- 8.8%SNAP enrollment
- 8.3%Transit barriers
- 12.0%No health insurance
- 17.8%Frequent mental distress
- 30.8%Any disability
Analysis
What drives eviction risk in Garyton
What moves this score most is tenant organizing strength at 6.6/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Lake Station, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores below the Lake County average of 5.2 and in line with the Indiana statewide average of 4.7. Within its own county it reads on the safer side for landlords.
In CDC survey modeling, about 12.7% of adults here said they could not pay rent or mortgage at some point in the past year, and 8.9% faced a utility shutoff threat, a common early warning before a filing.
This tract overlaps land the federal Home Owners' Loan Corporation redlined in the 1930s, a dominant grade of D ("Hazardous") across 11% of the tract. Redlining cut off mortgage credit to Black, immigrant, and working-class blocks, and those areas still tend to carry higher rent burden and eviction filings today.
For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.
Frequently asked
About tract 18089041800
Q1
What is the eviction-risk score for census tract 18089041800?
Census tract 18089041800 in the Garyton neighborhood scores 3.4/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 18089041800?
Median gross rent is $1,103/month (ACS 5-year 2023, table B25064). 37% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 18089041800?
7.0% of residents in tract 18089041800 live below the federal poverty line (ACS B17001, 2023). Population: 5,875.
Q4
How socially vulnerable is tract 18089041800?
CDC Social Vulnerability Index ranks this tract in the 58th percentile nationally. Sub-themes: socioeconomic 72th, household 36th, minority 49th, housing 46th.
Q5
Is tract 18089041800 considered part of Garyton?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 18089041800 fall within Garyton (neighborhood centroid within 1.5 miles, OSM data).
Q6
What share of households in tract 18089041800 struggle to pay rent?
About 12.7% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 8.9% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7
How does tract 18089041800 compare to Lake Station overall?
Tract 18089041800 scores 3.4/10, higher than the parent city of Lake Station at 3/10. City-scale signals (state law, local rent controls, court bias) are inherited from Lake Station; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q8
Was tract 18089041800 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of D. 11% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in Lake Station
Top eight tracts in Lake Station ranked by composite eviction-risk score.
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