Morningside Eviction Risk: Elevated , Gary

Cost burden runs 82% here against 43.0% across Lake County. What pushes it up most is economic stress at 10/10. SNAP participation runs 42.0% against 15.2% nationally.

The poverty rate is 44%, which in this model reads as reduced rent-recovery odds after a judgment. Running hot, tenant-organizing strength reads 9.3/10. Inability to pay a utility bill runs 29.1% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.

Annualized rent equals 35% of average household income of $30,727, past the 30% affordability line, which thins the margin any screening standard has to work with. On the high side, housing-court posture reads 8.7/10.

It sits 1.6 points above the Lake County average of 4.4. At $899 a month, rents run 11% under what the rest of Gary commands.

In the 1930s the federal Home Owners' Loan Corporation graded this ground D ("Hazardous"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. On the national scale it lands near the 78th percentile of the 84,120 tracts scored.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.