Within neighborhood
50
th percentile
Moderate
Neighborhood · Ranked #59,654 of 84,120 nationally
Garyton Eviction Risk: Lower , Lake Station
Tract 18089041800 · Lake County, IN · pop 5,875 · neighborhood within 1.5 mi
With a score of 3.4/10, tract 18089041800 in the Garyton area of Lake Station, IN reads lower for landlord eviction risk. The clearest offset is economic stress at 1.7/10.
Risk score
3.4
Lower
Confidence 85% · 1–10 scale
Household mix · 100 hh
Burdened renters 8%
Stable renters 13%
Owners 79%
Tract context
Occupied units2,455
Renter share21.0%
SVI overall0.58
Poverty rate7.0%
Median income$69,824
Percentile rank
Higher percentile = riskier than more peers.Within parent city
0
th percentile
Very Low
Within county
34
th percentile
Low
Within state
46
th percentile
Moderate
Geographic context
Risk heat across Lake Station and the region
Centroid at 41.5675, -87.2385 · click any tract to drill in
Why Garyton scores 3.4
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Lake Station
6.2
Regional political climate
2024 county presidential margin
5.8
State political climate
Indiana legislature & governorship
2.0
Economic stress
7.0% poverty · this tract
1.7
Supply constraint
$1,103 rent vs county FMR
4.2
Rent control risk
Inherited from Lake Station
5.6
Eviction process difficulty
State law sets the calendar
2.3
Tenant organizing strength
Inherited from Lake Station
6.6
Housing court bias
Inherited from Lake Station
6.4
How Garyton compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 58
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 72%Socioeconomic
- 36%Household composition
- 49%Racial/ethnic minority
- 46%Housing & transportation
Historical context · 1930s redlining
HOLC grade: D: Hazardous (Redlined)
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade D meant Black, immigrant, and poor neighborhoods systematically denied mortgage credit. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 7%Grade B
- 1%Grade C
- 11%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 12.7%Housing insecurity
- 8.9%Utility-shutoff threat
- 17.3%Food insecurity
- 8.8%SNAP enrollment
- 8.3%Transit barriers
- 12.0%No health insurance
- 17.8%Frequent mental distress
- 30.8%Any disability
Analysis
What drives eviction risk in Garyton
On the softer side, state political climate reads 2/10. Running cool, eviction-process difficulty reads 2.3/10. 37% of renter households cross the 30%-of-income line, lower than the Lake County average of 43.0%.
Against the Lake County average of 4.4, this tract reads safer for landlords by 1.0 points. The severe-burden share is 9%, and it is the single best predictor in this model of a filing that actually reaches judgment. This ground was mapped D ("Hazardous") on the 1930s HOLC security maps for Lake Co. Gary. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above.
On the national scale it lands near the 29th percentile of the 84,120 tracts scored. At 21% renter-occupied this is predominantly owner territory, and comps have to be drawn from further out. Social vulnerability reads 6.2/10 on the CDC index, a measure of exposure to housing and economic shocks.
Average gross rent is $1,103, close to the Lake Station average. Annual rent works out to 19% of average household income of $69,824.
These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.
Frequently asked
About tract 18089041800
Q1
What is the eviction-risk score for census tract 18089041800?
Census tract 18089041800 in the Garyton neighborhood scores 3.4/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 18089041800?
Median gross rent is $1,103/month (ACS 5-year 2023, table B25064). 37% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 18089041800?
7.0% of residents in tract 18089041800 live below the federal poverty line (ACS B17001, 2023). Population: 5,875.
Q4
How socially vulnerable is tract 18089041800?
CDC Social Vulnerability Index ranks this tract in the 58th percentile nationally. Sub-themes: socioeconomic 72th, household 36th, minority 49th, housing 46th.
Q5
Is tract 18089041800 considered part of Garyton?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 18089041800 fall within Garyton (neighborhood centroid within 1.5 miles, OSM data).
Q6
What share of households in tract 18089041800 struggle to pay rent?
About 12.7% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 8.9% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7
How does tract 18089041800 compare to Lake Station overall?
Tract 18089041800 scores 3.4/10, lower than the parent city of Lake Station at 4/10. City-scale signals (state law, local rent controls, court bias) are inherited from Lake Station; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q8
Was tract 18089041800 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of D. 11% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in Lake Station
Top eight tracts in Lake Station ranked by composite eviction-risk score.
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