Census Tract · Ranked #68,306 of 84,120 nationally

Cumberland Eviction Risk: Lower

Tract 18059410801 · Hancock County, IN · pop 4,601 · 30% of tract blocks fall in Cumberland

The Lower-tier score of 3.7/10 for census tract 18059410801 reflects conditions in Cumberland, Indiana. That is riskier than roughly 8% of the 84,120 US census tracts we score.

Rent eats 30% or more of income for 20% of renter households, a modest level, and 8% are severely burdened at 50% or more. The typical renter pays about $924 a month while the average household earns $81,758 a year, roughly 14% of income at the averages. Renters make up 19% of occupied homes.

Risk score

2.4

Lower

Confidence 85% · 1–10 scale

Household mix · 100 hh

Burdened renters 4% Stable renters 15% Owners 81%

Tract context

Occupied units1,857

Renter share19.1%

SVI overall0.29

Poverty rate7.0%

Median income$81,758

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Cumberland and the region

Centroid at 39.7619, -85.9225 · click any tract to drill in

Why Cumberland scores 2.4

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Cumberland

3.8

Regional political climate

2024 county presidential margin

3.1

State political climate

Indiana legislature & governorship

2.0

Economic stress

7.0% poverty · this tract

1.8

Supply constraint

$924 rent vs county FMR

2.2

Rent control risk

Inherited from Cumberland

5.9

Eviction process difficulty

State law sets the calendar

2.2

Tenant organizing strength

Inherited from Cumberland

5.5

Housing court bias

Inherited from Cumberland

4.4

How Cumberland compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 29

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

17%Socioeconomic
58%Household composition
25%Racial/ethnic minority
42%Housing & transportation

Comparable tracts

Census tracts with similar eviction risk

Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

8.0%Housing insecurity
5.9%Utility-shutoff threat
9.2%Food insecurity
5.0%SNAP enrollment
5.5%Transit barriers
6.0%No health insurance
16.1%Frequent mental distress
28.7%Any disability

Analysis

What drives eviction risk in Cumberland

What moves this score most is rent-control risk at 5.9/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Cumberland, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores below the Hancock County average of 4.1 and below the Indiana statewide average of 4.7. Within its own county it reads on the safer side for landlords.

The tract is predominantly White and ranks around the 29th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a relatively low-vulnerability reading.

In CDC survey modeling, about 8.0% of adults here said they could not pay rent or mortgage at some point in the past year, and 5.9% faced a utility shutoff threat, a common early warning before a filing.

For a landlord, this is among the easier places to operate: faster process, lighter tenant-protection overhead, and shorter typical cases.

Frequently asked

About tract 18059410801

What is the eviction-risk score for census tract 18059410801?

Census tract 18059410801 in Cumberland scores 2.4/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 18059410801?

Median gross rent is $924/month (ACS 5-year 2023, table B25064). 20% of renter households are cost-burdened.

What is the poverty rate in tract 18059410801?

7.0% of residents in tract 18059410801 live below the federal poverty line (ACS B17001, 2023). Population: 4,601.

How socially vulnerable is tract 18059410801?

CDC Social Vulnerability Index ranks this tract in the 29th percentile nationally. Sub-themes: socioeconomic 17th, household 58th, minority 25th, housing 42th.

What share of households in tract 18059410801 struggle to pay rent?

About 8.0% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 5.9% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 18059410801 compare to Cumberland overall?

Tract 18059410801 scores 2.4/10, right in line with the parent city of Cumberland at 2.4/10. City-scale signals (state law, local rent controls, court bias) are inherited from Cumberland; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Sibling tracts

Highest-risk tracts in Cumberland

Top eight tracts in Cumberland ranked by composite eviction-risk score.