Valparaiso Eviction Risk: Moderate

33% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. The main counterweight is eviction-process difficulty at 1.6/10.

Running hot, tenant-organizing strength reads 8.3/10. It sits 1.6 points above the Porter County average of 3.8.

On the softer side, state political climate reads 2/10. The poverty rate is 24%, which in this model reads as reduced rent-recovery odds after a judgment. Average gross rent is $1,101, 10% below the Valparaiso average.

That is riskier than roughly 70% of the 84,120 US census tracts in this model. Social vulnerability reads 7.6/10 on the CDC index, a measure of exposure to housing and economic shocks. Statewide the IN average is 3.9, so this tract runs 1.5 points hotter.

Of its three components the household composition measure is the most pressured.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.