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Neighborhood · Ranked #39,308 of 84,120 nationally

Near West Side Eviction Risk: Moderate , South Bend

Tract 18141001900 · St. Joseph County, IN · pop 867 · neighborhood within 0.3 mi

Census tract 18141001900 covers part of the Near West Side area of South Bend, IN, and scores 4.6/10 on landlord eviction risk. It is home to 867 residents. Severe burden reaches 40%. Those are renters paying half their income or more, and that is where non-payment filings originate.

Risk score
4.6
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 34% Stable renters 34% Owners 32%
Tract context
Occupied units475
Renter share67.6%
SVI overall0.79
Poverty rate26.7%
Median income$40,655

Percentile rank

Higher percentile = riskier than more peers.
Within neighborhood
100 th percentile
Rank, 100th percentileLowHigh
#1 of 2 tracts In Near West Side
Very High
Within parent city
89 th percentile
Rank, 89th percentileLowHigh
#6 of 47 tracts In South Bend
High
Within county
78 th percentile
Rank, 78th percentileLowHigh
#19 of 82 tracts In St. Joseph County
High
Within state
78 th percentile
Rank, 78th percentileLowHigh
#370 of 1,693 tracts In Indiana
High
Geographic context

Risk heat across South Bend and the region

Centroid at 41.6793, -86.2641 · click any tract to drill in

Why Near West Side scores 4.6

9 axes · 1 = landlord-friendly
Local political climate
Inherited from South Bend
5.0
Regional political climate
2024 county presidential margin
5.3
State political climate
Indiana legislature & governorship
2.0
Economic stress
26.7% poverty · this tract
6.7
Supply constraint
$699 rent vs county FMR
1.4
Rent control risk
Inherited from South Bend
1.0
Eviction process difficulty
State law sets the calendar
2.5
Tenant organizing strength
Inherited from South Bend
3.0
Housing court bias
Inherited from South Bend
2.5

How Near West Side compares

Risk score vs. parent city, county, state.
Near West Side risk score vs. parent city / county / state4.6This tracttract 0019003.2South Bendparent city3.8Countyavg tract in county3.9Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 79

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Eviction filings

Court-record eviction history

Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1

Historic baseline (2000–2018)

  • 32Total filings over 1 yrs
  • 12.08%Avg annual filing rate
  • 12.1%Peak (2015)
  • 32Filings in 2015 (latest validated)

Pandemic-era tracking (2020–2021)

  • 196Total filings 2020-21
  • 2.6Avg monthly (observed)
  • 4.2Pre-pandemic baseline
  • 0.61×Ratio to baseline
Monthly filings 2020–2021 2020-01-01 to 2026-05-01
Monthly eviction filings vs pre-pandemic baseline

Pandemic filings ran far below baseline (moratorium effect). Eviction Lab tracked Richmond, VA as part of its 34-metro Eviction Tracking System.

Comparable tracts

Census tracts with similar eviction risk

Within Near West Side. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

Analysis

What drives eviction risk in Near West Side

Pulling hardest the other way is rent-regulation exposure at 1/10. Average gross rent is $699, 32% below the South Bend average. On the softer side, supply constraint reads 1.4/10.

This is renter territory: 68% of occupied units are tenant-occupied. 50% of renter households cross the 30%-of-income line, above the St. Joseph County average of 41.2%. The poverty rate is 27%, which in this model reads as reduced rent-recovery odds after a judgment.

On the high side, court filing pressure reads 8.2/10. Food insecurity runs 26.9% against 17.8% nationally.

Princeton's Eviction Lab logged 32 filings here across 1 tracked years. It sits 0.8 points above the St. Joseph County average of 3.8.

Inability to pay a utility bill runs 16.1% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. The worst year on record was 2015, when 12.1% of renter households were served. This ground was mapped C ("Definitely Declining") on the 1930s HOLC security maps for South Bend. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.

Frequently asked

About tract 18141001900

Q1

What is the eviction-risk score for census tract 18141001900?

Census tract 18141001900 in the Near West Side neighborhood scores 4.6/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 18141001900?

Median gross rent is $699/month (ACS 5-year 2023, table B25064). 50% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 18141001900?

26.7% of residents in tract 18141001900 live below the federal poverty line (ACS B17001, 2023). Population: 867.
Q4

How socially vulnerable is tract 18141001900?

CDC Social Vulnerability Index ranks this tract in the 79th percentile nationally. Sub-themes: socioeconomic 80th, household 27th, minority 75th, housing 88th.
Q5

Is tract 18141001900 considered part of Near West Side?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 18141001900 fall within Near West Side (neighborhood centroid within 0.3 miles, OSM data).
Q6

How many evictions are filed each year in tract 18141001900?

Princeton Eviction Lab recorded 32 eviction filings across 1 validated years in tract 18141001900 (2000-2018). The average annual filing rate is 12.08% of renter households, peaking at 12.1% in 2015. Source: Eviction Lab tract-validated 2024 release.
Q7

Did eviction filings in tract 18141001900 drop during COVID?

Pandemic-era filings ran 0.61× the pre-COVID monthly baseline. Filings dropped sharply, likely a moratorium effect. Tracked by the Eviction Lab Eviction Tracking System (Richmond eviction risk, VA), 2020-2021.
Q8

What share of households in tract 18141001900 struggle to pay rent?

About 20.8% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 16.1% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q9

How does tract 18141001900 compare to South Bend overall?

Tract 18141001900 scores 4.6/10, higher than the parent city of South Bend at 3.2/10. City-scale signals (state law, local rent controls, court bias) are inherited from South Bend eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q10

Was tract 18141001900 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 18% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts

Highest-risk tracts in South Bend

Top eight tracts in South Bend ranked by composite eviction-risk score.

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