Richmond Eviction Risk: Moderate

30% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. Running hot, tenant-organizing strength reads 8.4/10.

Running cool, eviction-process difficulty reads 1.8/10. The poverty rate is 24%, which in this model reads as reduced rent-recovery odds after a judgment.

It sits 0.8 points above the Wayne County average of 3.9. That is riskier than roughly 55% of the 84,120 US census tracts in this model. Social vulnerability reads 6.2/10 on the CDC index, a measure of exposure to housing and economic shocks.

Rent consumes only 16% of average household income of $63,482, an unusually wide affordability cushion. Statewide the IN average is 3.9, so this tract runs 0.8 points hotter. Rent takes 30% or more of income for 34% of renters.

Average gross rent is $846, close to the Richmond average. 29% of occupied units are renter-occupied.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.