Charlotte Eviction Risk: Lower

The clearest offset is economic stress at 2.1/10. Running cool, eviction-process difficulty reads 2.2/10. The severe-burden share is 15%, and it is the single best predictor in this model of a filing that actually reaches judgment.

Well under the midpoint, state political climate reads 2.3/10. Average gross rent is $896, 18% above the Charlotte average. It sits 0.9 points below the Clinton County average of 3.9.

The filing record is not thin: 10 evictions over 4 years of observation. The worst year on record was 2004, when 1.4% of renter households were served.

In a typical year about 0.9% of renter households face a filing. That is riskier than roughly 20% of the 84,120 US census tracts in this model.

At 18% renter-occupied this is predominantly owner territory, and comps have to be drawn from further out. On the CDC Social Vulnerability Index the tract reads 2.3/10, which tracks how hard a shock lands on the households already here. Rent consumes only 12% of average household income of $91,231, an unusually wide affordability cushion.

Of its three components the housing type and transport measure is the least pressured.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.