Within neighborhood
50
th percentile
Moderate
Neighborhood · Ranked #65,113 of 84,120 nationally
Elmwood Eviction Risk: Lower , Overlea
Tract 24005440400 · Baltimore County, MD · pop 6,062 · neighborhood within 0.2 mi
Census tract 24005440400 belongs to Elmwood in Overlea, Maryland. It is home to 6,062 residents and scores 5.6/10, a moderate reading for landlords. On the national scale it ranks #32,811 of 84,120 for landlord eviction difficulty.
17% of renter households here spend at least 30% of income on rent, a modest level, and 17% are severely burdened at 50% or more. Average gross rent is $931 monthly, set against $89,980 in average yearly household income, roughly 12% of income at the averages. About 9% of occupied units are renter-occupied.
Risk score
2.6
Lower
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 2%
Stable renters 7%
Owners 91%
Tract context
Occupied units2,269
Renter share8.9%
SVI overall0.58
Poverty rate5.2%
Median income$89,980
Percentile rank
Higher percentile = riskier than more peers.Within parent city
33
th percentile
Low
Within county
28
th percentile
Low
Within state
38
th percentile
Low
Geographic context
Risk heat across Overlea and the region
Centroid at 39.3496, -76.5225 · click any tract to drill in
Why Elmwood scores 2.6
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Overlea
8.9
Regional political climate
2024 county presidential margin
6.4
State political climate
Maryland legislature & governorship
5.7
Economic stress
5.2% poverty · this tract
1.3
Supply constraint
$931 rent vs county FMR
1.0
Rent control risk
Inherited from Overlea
5.3
Eviction process difficulty
State law sets the calendar
5.0
Tenant organizing strength
Inherited from Overlea
5.7
Housing court bias
Inherited from Overlea
4.9
How Elmwood compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 58
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 60%Socioeconomic
- 66%Household composition
- 60%Racial/ethnic minority
- 38%Housing & transportation
Historical context · 1930s redlining
HOLC grade: B: Still Desirable
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade B meant middle-class areas with mortgage access. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 58%Grade B
- 0%Grade C
- 0%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 14.6%Housing insecurity
- 9.0%Utility-shutoff threat
- 16.1%Food insecurity
- 12.6%SNAP enrollment
- 8.4%Transit barriers
- 8.2%No health insurance
- 17.2%Frequent mental distress
- 26.5%Any disability
Analysis
What drives eviction risk in Elmwood
What moves this score most is tenant organizing strength at 5.7/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Overlea, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores below the Baltimore County average of 6.7 and below the Maryland statewide average of 6.6. Within its own county it reads on the safer side for landlords.
The tract is White and Black and ranks around the 58th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a middle-of-the-pack reading for social vulnerability.
HOLC surveyors mapped this tract in the 1930s with a dominant grade of B ("Still Desirable"), above the redlined D tier. The grading still shaped decades of lending and development in the surrounding area.
For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.
Frequently asked
About tract 24005440400
Q1
What is the eviction-risk score for census tract 24005440400?
Census tract 24005440400 in the Elmwood neighborhood scores 2.6/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 24005440400?
Median gross rent is $931/month (ACS 5-year 2023, table B25064). 17% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 24005440400?
5.2% of residents in tract 24005440400 live below the federal poverty line (ACS B17001, 2023). Population: 6,062.
Q4
How socially vulnerable is tract 24005440400?
CDC Social Vulnerability Index ranks this tract in the 58th percentile nationally. Sub-themes: socioeconomic 60th, household 66th, minority 60th, housing 38th.
Q5
Is tract 24005440400 considered part of Elmwood?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 24005440400 fall within Elmwood (neighborhood centroid within 0.2 miles, OSM data).
Q6
What share of households in tract 24005440400 struggle to pay rent?
About 14.6% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 9.0% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7
How does tract 24005440400 compare to Overlea overall?
Tract 24005440400 scores 2.6/10, lower than the parent city of Overlea at 6.3/10. City-scale signals (state law, local rent controls, court bias) are inherited from Overlea; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q8
Was tract 24005440400 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of B. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in Overlea
Top eight tracts in Overlea ranked by composite eviction-risk score.
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