Neighborhood · Ranked #71,178 of 84,120 nationally

Oak Crest Eviction Risk: Lower , Catonsville

Tract 24005401000 · Baltimore County, MD · pop 2,358 · neighborhood within 0.3 mi

Census tract 24005401000 runs through the Oak Crest neighborhood of Catonsville. With 2,358 residents, it scores $1/10 for landlords. That is riskier than about 95% of US census tracts.

Rent eats 30% or more of income for 52% of renter households, a severe level, and 18% are severely burdened at 50% or more. Average rent runs $1,668 a month against an average household income of $110,650 a year, roughly 18% of income at the averages. Renters make up 31% of occupied homes.

Risk score

2.2

Lower

Confidence 100% · 1–10 scale

Household mix · 100 hh

Burdened renters 16% Stable renters 15% Owners 69%

Tract context

Occupied units787

Renter share30.6%

SVI overall0.39

Poverty rate5.7%

Median income$110,650

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Catonsville and the region

Centroid at 39.2724, -76.7444 · click any tract to drill in

Why Oak Crest scores 2.2

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Catonsville

8.9

Regional political climate

2024 county presidential margin

6.4

State political climate

Maryland legislature & governorship

5.7

Economic stress

5.7% poverty · this tract

1.4

Supply constraint

$1,668 rent vs county FMR

3.5

Rent control risk

Inherited from Catonsville

7.9

Eviction process difficulty

State law sets the calendar

5.2

Tenant organizing strength

Inherited from Catonsville

6.7

Housing court bias

Inherited from Catonsville

5.9

How Oak Crest compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 39

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

29%Socioeconomic
70%Household composition
41%Racial/ethnic minority
36%Housing & transportation

Historical context · 1930s redlining

HOLC grade: B: Still Desirable

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade B meant middle-class areas with mortgage access. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
100%Grade B
0%Grade C
0%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

8.8%Housing insecurity
5.2%Utility-shutoff threat
10.0%Food insecurity
7.0%SNAP enrollment
5.5%Transit barriers
6.2%No health insurance
14.0%Frequent mental distress
24.4%Any disability

Analysis

What drives eviction risk in Oak Crest

The heaviest input here is rent-control risk at 7.9/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Catonsville eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores about the same as the Baltimore County average of 6.7 and above the Maryland statewide average of 6.6. Within its own county it reads on the riskier side for landlords.

In CDC survey modeling, about 8.8% of adults here said they could not pay rent or mortgage at some point in the past year, and 5.2% faced a utility shutoff threat, a common early warning before a filing.

HOLC surveyors mapped this tract in the 1930s with a dominant grade of B ("Still Desirable"), above the redlined D tier. The grading still shaped decades of lending and development in the surrounding area.

For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.

Frequently asked

About tract 24005401000

What is the eviction-risk score for census tract 24005401000?

Census tract 24005401000 in the Oak Crest neighborhood scores 2.2/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 24005401000?

Median gross rent is $1,668/month (ACS 5-year 2023, table B25064). 52% of renter households are cost-burdened.

What is the poverty rate in tract 24005401000?

5.7% of residents in tract 24005401000 live below the federal poverty line (ACS B17001, 2023). Population: 2,358.

How socially vulnerable is tract 24005401000?

CDC Social Vulnerability Index ranks this tract in the 39th percentile nationally. Sub-themes: socioeconomic 29th, household 70th, minority 41th, housing 36th.

Is tract 24005401000 considered part of Oak Crest?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 24005401000 fall within Oak Crest (neighborhood centroid within 0.3 miles, OSM data).

What share of households in tract 24005401000 struggle to pay rent?

About 8.8% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 5.2% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 24005401000 compare to Catonsville overall?

Tract 24005401000 scores 2.2/10, lower than the parent city of Catonsville at 6.1/10. City-scale signals (state law, local rent controls, court bias) are inherited from Catonsville eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 24005401000 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of B. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Catonsville

Top eight tracts in Catonsville ranked by composite eviction-risk score.