New Bedford Eviction Risk: High

Pulling hardest the other way is supply constraint at 1/10. 85% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby.

Against the Bristol County average of 6.0, this tract reads riskier for landlords by 2.0 points. Annualized rent equals 34% of average household income of $28,632, past the 30% affordability line, which thins the margin any screening standard has to work with. Food insecurity runs 34.6% against 17.8% nationally.

At $805 a month, rents run 29% under what the rest of New Bedford commands. The poverty rate is 26%, which in this model reads as reduced rent-recovery odds after a judgment. Sitting well above the midpoint, court filing pressure reads 7.2/10.

Inability to pay a utility bill runs 19.0% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. The filing record is not thin: 38 evictions over 1 years of observation.

The worst year on record was 2016, when 4.1% of renter households were served. In a typical year about 4.1% of renter households face a filing.

That is riskier than roughly 91% of the 84,120 US census tracts in this model. Social vulnerability reads 9.3/10 on the CDC index, a measure of exposure to housing and economic shocks.

Statewide the MA average is 6.2, so this tract runs 1.8 points hotter.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.