Neighborhood · Ranked #18,425 of 84,120 nationally

Harvard Yard Eviction Risk: Elevated , Cambridge

Tract 25017353900 · Middlesex County, MA · pop 5,771 · neighborhood within 0.5 mi

How risky is the Harvard Yard neighborhood of Cambridge for landlords? Census tract 25017353900 scores 6.9/10, the Elevated tier. That is riskier than about 93% of US census tracts.

Rent eats 30% or more of income for 56% of renter households, a severe level, and 35% are severely burdened at 50% or more. Average rent runs $2,895 a month against an average household income of $69,440 a year, roughly 50% of income at the averages. About 95% of occupied units are renter-occupied, a renter-majority tract.

Risk score

6.6

Elevated

Confidence 100% · 1-10 scale

Household mix · 100 hh

Burdened renters 53% Stable renters 41% Owners 6%

Tract context

Occupied units1,353

Renter share94.5%

SVI overall0.47

Poverty rate28.5%

Median income$69,440

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Cambridge and the region

Centroid at 42.3663, -71.1162 · click any tract to drill in

Why Harvard Yard scores 6.6

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Cambridge

9.0

Regional political climate

2024 county presidential margin

7.3

State political climate

Massachusetts legislature & governorship

6.2

Economic stress

28.5% poverty · this tract

7.1

Supply constraint

$2,895 rent vs county FMR

5.2

Rent control risk

Inherited from Cambridge

8.5

Eviction process difficulty

State law sets the calendar

8.5

Tenant organizing strength

Inherited from Cambridge

8.5

Housing court bias

Inherited from Cambridge

8.0

How Harvard Yard compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 47

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

47%Socioeconomic
1%Household composition
67%Racial/ethnic minority
97%Housing & transportation

Historical context · 1930s redlining

HOLC grade: D: Hazardous (Redlined)

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade D meant Black, immigrant, and poor neighborhoods systematically denied mortgage credit. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
4%Grade B
0%Grade C
25%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Eviction filings · Princeton Eviction Lab

Court-record eviction history

Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.

Historic baseline (2000-2018)

33Total filings over 5 yrs
0.54%Avg annual filing rate
0.7%Peak (2014)
4Filings in 2016 (latest validated)

Filings by year 2012 to 2016

Filings stayed roughly flat over the past 5 months.

Pandemic-era tracking (2020-2021)

0Total filings 2020-21
0.0Avg monthly (observed)
0.6Pre-pandemic baseline
0.00×Ratio to baseline

Monthly filings 2020-2021 2020-01-01 to 2023-11-01

Pandemic filings ran far below baseline (moratorium effect). Eviction Lab tracked Boston, MA as part of its 34-metro Eviction Tracking System.

Comparable tracts

Census tracts with similar eviction risk

Within Harvard Yard. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

13.4%Housing insecurity
8.1%Utility-shutoff threat
17.0%Food insecurity
17.5%SNAP enrollment
13.1%Transit barriers
4.8%No health insurance
22.0%Frequent mental distress
25.7%Any disability

Analysis

What drives eviction risk in Harvard Yard

The heaviest input here is eviction process difficulty at 8.5/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Cambridge eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores well above the Middlesex County average of 5.2 and above the Massachusetts statewide average of 5.9. Within its own county it reads on the riskier side for landlords.

In CDC survey modeling, about 13.4% of adults here said they could not pay rent or mortgage at some point in the past year, and 8.1% faced a utility shutoff threat, a common early warning before a filing.

This tract overlaps land the federal Home Owners' Loan Corporation redlined in the 1930s, a dominant grade of D ("Hazardous") across 25% of the tract. Redlining cut off mortgage credit to Black, immigrant, and working-class blocks, and those areas still tend to carry higher rent burden and eviction filings today.

For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.

Frequently asked

About tract 25017353900

What is the eviction-risk score for census tract 25017353900?

Census tract 25017353900 in the Harvard Yard neighborhood scores 6.6/10 (Elevated tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 25017353900?

Median gross rent is $2,895/month (ACS 5-year 2023, table B25064). 56% of renter households are cost-burdened.

What is the poverty rate in tract 25017353900?

28.5% of residents in tract 25017353900 live below the federal poverty line (ACS B17001, 2023). Population: 5,771.

How socially vulnerable is tract 25017353900?

CDC Social Vulnerability Index ranks this tract in the 47th percentile nationally. Sub-themes: socioeconomic 47th, household 1th, minority 67th, housing 97th.

Is tract 25017353900 considered part of Harvard Yard?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 25017353900 fall within Harvard Yard (neighborhood centroid within 0.5 miles, OSM data).

How many evictions are filed each year in tract 25017353900?

Princeton Eviction Lab recorded 33 eviction filings across 5 validated years in tract 25017353900 (2000-2018). The average annual filing rate is 0.54% of renter households, peaking at 0.7% in 2014. Source: Eviction Lab tract-validated 2024 release.

Did eviction filings in tract 25017353900 drop during COVID?

Pandemic-era filings ran 0.00× the pre-COVID monthly baseline. Filings dropped sharply, likely a moratorium effect. Tracked by the Eviction Lab Eviction Tracking System (Boston eviction risk, MA), 2020-2021.

What share of households in tract 25017353900 struggle to pay rent?

About 13.4% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 8.1% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 25017353900 compare to Cambridge overall?

Tract 25017353900 scores 6.6/10, higher than the parent city of Cambridge at 5.8/10. City-scale signals (state law, local rent controls, court bias) are inherited from Cambridge eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Q10

Was tract 25017353900 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of D. 25% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Cambridge

Top eight tracts in Cambridge ranked by composite eviction-risk score.