Civic Park Eviction Risk: Moderate , Flint

Food insecurity runs 37.6% against 17.8% nationally. 26% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears.

Annualized rent equals 36% of average household income of $28,214, past the 30% affordability line, which thins the margin any screening standard has to work with. The poverty rate is 33%, which in this model reads as reduced rent-recovery odds after a judgment.

Well under the midpoint, rent-regulation exposure reads 1.5/10. Sitting well above the midpoint, economic stress reads 8.2/10. Inability to pay a utility bill runs 22.5% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.

roughly one in two of renter households cross the 30%-of-income line, above the Genesee County average of 45.3%. Against the Genesee County average of 4.3, this tract reads riskier for landlords by 1.1 points.

In the 1930s the federal Home Owners' Loan Corporation graded this ground B ("Still Desirable"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. Nationally it ranks #24,859 of 84,120 for landlord eviction difficulty. CDC social-vulnerability scoring puts the tract at 7.9/10.

Statewide the MI average is 4.2, so this tract runs 1.2 points hotter. Of its three components the socioeconomic standing measure is the most pressured.

Average gross rent is $847, close to the Flint average.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.