Barnum Eviction Risk: Lower , Birmingham

The severe-burden share is 27%, and it is the single best predictor in this model of a filing that actually reaches judgment. On the softer side, economic stress reads 1/10.

The voucher gap is 24.5%: households holding assistance that local rents will not absorb, which surfaces as churn rather than arrears. Sitting well above the midpoint, supply constraint reads 7.5/10. 45% of renter households cross the 30%-of-income line, higher than the Oakland County average of 39.8%.

Against the Oakland County average of 4.0, this tract reads safer for landlords by 1.0 points. Adults with no health insurance runs 3.3% against 11.3% nationally. Inability to pay a utility bill runs 3.6% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.

Average gross rent is $1,716, 10% below the Birmingham average. In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.

Nationally it ranks #67,219 of 84,120 for landlord eviction difficulty. CDC social-vulnerability scoring puts the tract at 1.6/10.

Against average income of $164,188, annual rent is just 13%. Statewide the MI average is 4.2, so this tract runs 1.2 points cooler. Of its three components the socioeconomic standing measure is the least pressured.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.