Within parent city
50
th percentile
Moderate
Census Tract · Ranked #61,757 of 84,120 nationally
Hemlock Eviction Risk: Lower
Tract 26145012100 · Saginaw County, MI · pop 3,948 · 38% of tract blocks fall in Hemlock
Here is how census tract 26145012100, in Hemlock, looks to a landlord: a $1/10 eviction-risk score (Elevated tier) across a population of 3,948. That is riskier than roughly 75% of the 84,120 US census tracts we score.
About 42% of renters carry a rent burden of 30% of income or higher, a severe level, and 20% are severely burdened at 50% or more. Average rent runs $885 a month against an average household income of $80,129 a year, roughly 13% of income at the averages. About 10% of occupied units are renter-occupied.
Risk score
2.8
Lower
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 4%
Stable renters 6%
Owners 90%
Tract context
Occupied units1,533
Renter share10.4%
SVI overall0.16
Poverty rate10.3%
Median income$80,129
Percentile rank
Higher percentile = riskier than more peers.Within county
13
th percentile
Very Low
Within state
33
th percentile
Low
National
27
th percentile
Low
Geographic context
Risk heat across Hemlock and the region
Centroid at 43.4394, -84.2397 · click any tract to drill in
Why Hemlock scores 2.8
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Hemlock
5.5
Regional political climate
2024 county presidential margin
5.0
State political climate
Michigan legislature & governorship
3.3
Economic stress
10.3% poverty · this tract
2.6
Supply constraint
$885 rent vs county FMR
3.5
Rent control risk
Inherited from Hemlock
8.4
Eviction process difficulty
State law sets the calendar
3.4
Tenant organizing strength
Inherited from Hemlock
5.1
Housing court bias
Inherited from Hemlock
5.6
How Hemlock compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 16
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 29%Socioeconomic
- 32%Household composition
- 7%Racial/ethnic minority
- 16%Housing & transportation
Comparable tracts
Census tracts with similar eviction risk
Closest by Eviction Risk Score.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 9.0%Housing insecurity
- 7.1%Utility-shutoff threat
- 12.2%Food insecurity
- 11.2%SNAP enrollment
- 6.6%Transit barriers
- 5.6%No health insurance
- 17.1%Frequent mental distress
- 31.5%Any disability
Analysis
What drives eviction risk in Hemlock
The heaviest input here is rent-control risk at 8.4/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Hemlock, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores about the same as the Saginaw County average of 6.1 and in line with the Michigan statewide average of 5.7. Within its own county it reads on the safer side for landlords.
The tract is predominantly White and ranks around the 16th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a relatively low-vulnerability reading.
In CDC survey modeling, about 9.0% of adults here said they could not pay rent or mortgage at some point in the past year, and 7.1% faced a utility shutoff threat, a common early warning before a filing.
For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.
Frequently asked
About tract 26145012100
Q1
What is the eviction-risk score for census tract 26145012100?
Census tract 26145012100 in Hemlock scores 2.8/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 26145012100?
Median gross rent is $885/month (ACS 5-year 2023, table B25064). 42% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 26145012100?
10.3% of residents in tract 26145012100 live below the federal poverty line (ACS B17001, 2023). Population: 3,948.
Q4
How socially vulnerable is tract 26145012100?
CDC Social Vulnerability Index ranks this tract in the 16th percentile nationally. Sub-themes: socioeconomic 29th, household 32th, minority 7th, housing 16th.
Q5
What share of households in tract 26145012100 struggle to pay rent?
About 9.0% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 7.1% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q6
How does tract 26145012100 compare to Hemlock overall?
Tract 26145012100 scores 2.8/10, right in line with the parent city of Hemlock at 2.6/10. City-scale signals (state law, local rent controls, court bias) are inherited from Hemlock; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
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