Within parent city
50
th percentile
Moderate
Census Tract · Ranked #42,763 of 84,120 nationally
Oakley Eviction Risk: Lower
Tract 26145012500 · Saginaw County, MI · pop 3,707 · 14% of tract blocks fall in Oakley
For landlords sizing up Oakley in Saginaw County, census tract 26145012500 carries a moderate eviction-risk score of 5.5/10. On the national scale it ranks #36,238 of 84,120 for landlord eviction difficulty.
34% of renter households here spend at least 30% of income on rent, a high level, and 14% are severely burdened at 50% or more. Average rent runs $1,000 a month against an average household income of $59,652 a year, roughly 20% of income at the averages. Renters make up 11% of occupied homes.
Risk score
3.9
Lower
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 4%
Stable renters 7%
Owners 89%
Tract context
Occupied units1,542
Renter share10.6%
SVI overall0.24
Poverty rate10.8%
Median income$59,652
Percentile rank
Higher percentile = riskier than more peers.Within county
38
th percentile
Low
Within state
59
th percentile
Elevated
National
49
th percentile
Moderate
Geographic context
Risk heat across Oakley and the region
Centroid at 43.1987, -84.2794 · click any tract to drill in
Why Oakley scores 3.9
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Oakley
4.6
Regional political climate
2024 county presidential margin
5.0
State political climate
Michigan legislature & governorship
3.3
Economic stress
10.8% poverty · this tract
2.7
Supply constraint
$1,000 rent vs county FMR
4.6
Rent control risk
Inherited from Oakley
4.8
Eviction process difficulty
State law sets the calendar
2.9
Tenant organizing strength
Inherited from Oakley
5.5
Housing court bias
Inherited from Oakley
6.3
How Oakley compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 24
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 38%Socioeconomic
- 38%Household composition
- 6%Racial/ethnic minority
- 20%Housing & transportation
Comparable tracts
Census tracts with similar eviction risk
Closest by Eviction Risk Score.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 11.4%Housing insecurity
- 8.7%Utility-shutoff threat
- 16.6%Food insecurity
- 15.8%SNAP enrollment
- 8.3%Transit barriers
- 7.4%No health insurance
- 19.1%Frequent mental distress
- 36.0%Any disability
Analysis
What drives eviction risk in Oakley
What moves this score most is housing court bias at 6.3/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Oakley, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores below the Saginaw County average of 6.1 and in line with the Michigan statewide average of 5.7. Within its own county it reads on the safer side for landlords.
The tract is predominantly White and ranks around the 24th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a relatively low-vulnerability reading.
In CDC survey modeling, about 11.4% of adults here said they could not pay rent or mortgage at some point in the past year, and 8.7% faced a utility shutoff threat, a common early warning before a filing.
For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.
Frequently asked
About tract 26145012500
Q1
What is the eviction-risk score for census tract 26145012500?
Census tract 26145012500 in Oakley scores 3.9/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 26145012500?
Median gross rent is $1,000/month (ACS 5-year 2023, table B25064). 34% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 26145012500?
10.8% of residents in tract 26145012500 live below the federal poverty line (ACS B17001, 2023). Population: 3,707.
Q4
How socially vulnerable is tract 26145012500?
CDC Social Vulnerability Index ranks this tract in the 24th percentile nationally. Sub-themes: socioeconomic 38th, household 38th, minority 6th, housing 20th.
Q5
What share of households in tract 26145012500 struggle to pay rent?
About 11.4% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 8.7% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q6
How does tract 26145012500 compare to Oakley overall?
Tract 26145012500 scores 3.9/10, higher than the parent city of Oakley at 3.3/10. City-scale signals (state law, local rent controls, court bias) are inherited from Oakley; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
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