Hayes Homes Eviction Risk: Moderate

28.0% of adults report being unable to pay a utility bill, against a 9.2% national figure. Utility arrears usually lead rent arrears by a month or two. Food insecurity affects 50.5% of adults, 32.7 points above the national rate.

The poverty rate is 37%. Judgments in high-poverty tracts are collectible far less often than the filing statistics suggest. The dominant input is economic stress at 8.9/10. The severe-burden share is 26%. Those renters are past the 50% mark, and they miss rent for reasons that have nothing to do with willingness to pay.

Annualized rent equals 35% of average household income here, past the 30% affordability line, which compresses the margin any screening standard has to work with. Running hot is tenant-organizing strength at 8.8/10. Sitting well above the midpoint is housing-court posture at 7.9/10.

Social vulnerability runs high at 9.2/10, concentrating the disaster- and displacement-exposure this model treats as a lagging risk input. The 2 tracts here are tightly clustered, 0.2 points apart at the extremes. Average gross rent runs $711, close to the Greenwood average.

55% of occupied units are renter-occupied.

The area figure travels well to individual addresses here, though the per-tract table below still carries the detail. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.