Hastings Eviction Risk: Moderate

The main counterweight is rent-regulation exposure at 1/10. Set annual rent against average income of $24,681 and the ratio lands at 37%, above the conventional 30% ceiling. 22% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears.

72% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby. On the softer side, tenant-organizing strength reads 1.5/10.

The poverty rate is 31%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest. Running cool, court filing pressure reads 1.8/10. Food insecurity runs 29.6% against 17.8% nationally.

Against the Adams County average of 3.6, this tract reads riskier for landlords by 1.0 points. Adults with no health insurance runs 20.4% against 11.3% nationally.

Court records carry 41 eviction filings across 9 observed years. At $755 a month, rents run 12% under what the rest of Hastings commands. Filings peaked in 2012 at 1.2% of renter households.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.