Within neighborhood
50
th percentile
Moderate
Neighborhood · Ranked #61,757 of 84,120 nationally
Rugby Square Eviction Risk: Lower , Bergenfield
Tract 34003003402 · Bergen County, NJ · pop 3,706 · neighborhood within 0.6 mi
For landlords sizing up the Rugby Square area of Bergenfield, census tract 34003003402 carries an elevated eviction-risk score of 6.9/10. It lands near the 93rd percentile nationally for landlord eviction risk.
Rent eats 30% or more of income for 70% of renter households, a severe level, and 57% are severely burdened at 50% or more. Average rent runs $3,039 a month against an average household income of $165,500 a year, roughly 22% of income at the averages. About 10% of occupied units are renter-occupied.
Risk score
2.8
Lower
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 7%
Stable renters 3%
Owners 90%
Tract context
Occupied units980
Renter share10.4%
SVI overall0.23
Poverty rate3.4%
Median income$165,500
Percentile rank
Higher percentile = riskier than more peers.Within parent city
20
th percentile
Low
Within county
42
th percentile
Moderate
Within state
34
th percentile
Low
Geographic context
Risk heat across Bergenfield and the region
Centroid at 40.9154, -74.0056 · click any tract to drill in
Why Rugby Square scores 2.8
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Bergenfield
6.2
Regional political climate
2024 county presidential margin
5.8
State political climate
New Jersey legislature & governorship
6.8
Economic stress
3.4% poverty · this tract
1.0
Supply constraint
$3,039 rent vs county FMR
9.7
Rent control risk
Inherited from Bergenfield
8.0
Eviction process difficulty
State law sets the calendar
6.9
Tenant organizing strength
Inherited from Bergenfield
6.4
Housing court bias
Inherited from Bergenfield
5.8
How Rugby Square compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 23
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 24%Socioeconomic
- 28%Household composition
- 49%Racial/ethnic minority
- 26%Housing & transportation
Historical context · 1930s redlining
HOLC grade: C: Definitely Declining
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 2%Grade B
- 98%Grade C
- 0%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
- 29Total filings over 5 yrs
- 4.46%Avg annual filing rate
- 10.3%Peak (2014)
- 4Filings in 2018 (latest validated)
Filings climbed 100% over the past 5 months.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 9.4%Housing insecurity
- 4.9%Utility-shutoff threat
- 9.9%Food insecurity
- 4.8%SNAP enrollment
- 5.4%Transit barriers
- 8.7%No health insurance
- 13.5%Frequent mental distress
- 18.9%Any disability
Analysis
What drives eviction risk in Rugby Square
The score leans hardest on supply constraint at 9.7/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Bergenfield eviction risk, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores above the Bergen County average of 6.3 and above the New Jersey statewide average of 6.6. Within its own county it reads on the riskier side for landlords.
In CDC survey modeling, about 9.4% of adults here said they could not pay rent or mortgage at some point in the past year, and 4.9% faced a utility shutoff threat, a common early warning before a filing.
Princeton eviction risk's Eviction Lab logged 29 eviction filings here over 5 tracked years, with about 4.5% of renter households facing a filing in a typical year. Filings peaked at 10.3% of renter households in 2014.
For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.
Frequently asked
About tract 34003003402
Q1
What is the eviction-risk score for census tract 34003003402?
Census tract 34003003402 in the Rugby Square neighborhood scores 2.8/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 34003003402?
Median gross rent is $3,039/month (ACS 5-year 2023, table B25064). 70% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 34003003402?
3.4% of residents in tract 34003003402 live below the federal poverty line (ACS B17001, 2023). Population: 3,706.
Q4
How socially vulnerable is tract 34003003402?
CDC Social Vulnerability Index ranks this tract in the 23th percentile nationally. Sub-themes: socioeconomic 24th, household 28th, minority 49th, housing 26th.
Q5
Is tract 34003003402 considered part of Rugby Square?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 34003003402 fall within Rugby Square (neighborhood centroid within 0.6 miles, OSM data).
Q6
How many evictions are filed each year in tract 34003003402?
Princeton eviction risk Eviction Lab recorded 29 eviction filings across 5 validated years in tract 34003003402 (2000-2018). The average annual filing rate is 4.46% of renter households, peaking at 10.3% in 2014. Source: Eviction Lab tract-validated 2024 release.
Q7
What share of households in tract 34003003402 struggle to pay rent?
About 9.4% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 4.9% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q8
How does tract 34003003402 compare to Bergenfield overall?
Tract 34003003402 scores 2.8/10, lower than the parent city of Bergenfield at 7.7/10. City-scale signals (state law, local rent controls, court bias) are inherited from Bergenfield eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q9
Was tract 34003003402 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in Bergenfield
Top eight tracts in Bergenfield ranked by composite eviction-risk score.
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