Within neighborhood
50
th percentile
Moderate
Neighborhood · Ranked #24,859 of 84,120 nationally
Rugby Square Eviction Risk: Moderate , Bergenfield
Tract 34003003402 · Bergen County, NJ · pop 3,706 · neighborhood within 0.6 mi
34003003402 is a census tract in the Rugby Square area of Bergenfield, NJ. It scores 5.4/10 for landlords. 57% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears.
Risk score
5.4
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 7%
Stable renters 3%
Owners 90%
Tract context
Occupied units980
Renter share10.4%
SVI overall0.23
Poverty rate3.4%
Median income$165,500
Percentile rank
Higher percentile = riskier than more peers.Within parent city
0
th percentile
Very Low
Within county
33
th percentile
Low
Within state
45
th percentile
Moderate
Geographic context
Risk heat across Bergenfield and the region
Centroid at 40.9154, -74.0056 · click any tract to drill in
Why Rugby Square scores 5.4
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Bergenfield
6.2
Regional political climate
2024 county presidential margin
5.8
State political climate
New Jersey legislature & governorship
6.8
Economic stress
3.4% poverty · this tract
1.0
Supply constraint
$3,039 rent vs county FMR
9.7
Rent control risk
Inherited from Bergenfield
8.0
Eviction process difficulty
State law sets the calendar
6.9
Tenant organizing strength
Inherited from Bergenfield
6.4
Housing court bias
Inherited from Bergenfield
5.8
How Rugby Square compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 23
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 24%Socioeconomic
- 28%Household composition
- 49%Racial/ethnic minority
- 26%Housing & transportation
Historical context · 1930s redlining
HOLC grade: C: Definitely Declining
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 2%Grade B
- 98%Grade C
- 0%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
- 29Total filings over 5 yrs
- 4.46%Avg annual filing rate
- 10.3%Peak (2014)
- 4Filings in 2018 (latest validated)
Filings climbed 100% over the past 5 months.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 9.4%Housing insecurity
- 4.9%Utility-shutoff threat
- 9.9%Food insecurity
- 4.8%SNAP enrollment
- 5.4%Transit barriers
- 8.7%No health insurance
- 13.5%Frequent mental distress
- 18.9%Any disability
Analysis
What drives eviction risk in Rugby Square
Against Bergen County at 46.6%, roughly two in three of renters here are cost-burdened. Average gross rent is $3,039, 73% above the Bergenfield average.
The voucher gap is 46.7%: households holding assistance that local rents will not absorb, which surfaces as churn rather than arrears. The dominant input is supply constraint at 9.7/10.
On the softer side, economic stress reads 1/10. Disability prevalence runs 18.9% against 31.5% nationally. Sitting well above the midpoint, rent-regulation exposure reads 8/10.
SNAP participation runs 4.8% against 15.2% nationally. Princeton eviction risk's Eviction Lab logged 29 filings here across 5 tracked years.
Against the Bergen County average of 6.3, this tract reads safer for landlords by 0.9 points. Filings peaked in 2014 at 10.3% of renter households. This ground was mapped C ("Definitely Declining") on the 1930s HOLC security maps for Bergen Co. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above.
In a typical year about 4.5% of renter households face a filing. Nationally it ranks #24,859 of 84,120 for landlord eviction difficulty.
These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.
Frequently asked
About tract 34003003402
Q1
What is the eviction-risk score for census tract 34003003402?
Census tract 34003003402 in the Rugby Square neighborhood scores 5.4/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 34003003402?
Median gross rent is $3,039/month (ACS 5-year 2023, table B25064). 70% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 34003003402?
3.4% of residents in tract 34003003402 live below the federal poverty line (ACS B17001, 2023). Population: 3,706.
Q4
How socially vulnerable is tract 34003003402?
CDC Social Vulnerability Index ranks this tract in the 23th percentile nationally. Sub-themes: socioeconomic 24th, household 28th, minority 49th, housing 26th.
Q5
Is tract 34003003402 considered part of Rugby Square?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 34003003402 fall within Rugby Square (neighborhood centroid within 0.6 miles, OSM data).
Q6
How many evictions are filed each year in tract 34003003402?
Princeton eviction risk Eviction Lab recorded 29 eviction filings across 5 validated years in tract 34003003402 (2000-2018). The average annual filing rate is 4.46% of renter households, peaking at 10.3% in 2014. Source: Eviction Lab tract-validated 2024 release.
Q7
What share of households in tract 34003003402 struggle to pay rent?
About 9.4% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 4.9% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q8
How does tract 34003003402 compare to Bergenfield overall?
Tract 34003003402 scores 5.4/10, lower than the parent city of Bergenfield at 6.3/10. City-scale signals (state law, local rent controls, court bias) are inherited from Bergenfield eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q9
Was tract 34003003402 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in Bergenfield
Top eight tracts in Bergenfield ranked by composite eviction-risk score.
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