Within neighborhood
50
th percentile
Moderate
Neighborhood · Ranked #75,086 of 84,120 nationally
Downtown Ridgewood Eviction Risk: Lower
Tract 34003047400 · Bergen County, NJ · pop 4,946 · neighborhood within 0.1 mi
Tract 34003047400 covers the Downtown Ridgewood area of Ridgewood in New Jersey. Home to 4,946 residents, it scores $1/10 on landlord eviction risk. It lands near the 75th percentile nationally for landlord eviction risk.
44% of renter households here spend at least 30% of income on rent, a severe level, and 29% are severely burdened at 50% or more. Average gross rent is $2,191 monthly, set against $155,445 in average yearly household income, roughly 17% of income at the averages. About 45% of occupied units are renter-occupied.
Risk score
1.9
Lower
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 20%
Stable renters 25%
Owners 55%
Tract context
Occupied units1,986
Renter share44.7%
SVI overall0.21
Poverty rate6.1%
Median income$155,445
Percentile rank
Higher percentile = riskier than more peers.Within parent city
75
th percentile
High
Within county
20
th percentile
Low
Within state
13
th percentile
Very Low
Geographic context
Risk heat across Ridgewood and the region
Centroid at 40.9785, -74.1198 · click any tract to drill in
Why Downtown Ridgewood scores 1.9
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Ridgewood
6.2
Regional political climate
2024 county presidential margin
5.8
State political climate
New Jersey legislature & governorship
6.8
Economic stress
6.1% poverty · this tract
1.5
Supply constraint
$2,191 rent vs county FMR
5.6
Rent control risk
Inherited from Ridgewood
4.7
Eviction process difficulty
State law sets the calendar
6.3
Tenant organizing strength
Inherited from Ridgewood
3.9
Housing court bias
Inherited from Ridgewood
3.7
How Downtown Ridgewood compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 21
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 11%Socioeconomic
- 12%Household composition
- 42%Racial/ethnic minority
- 61%Housing & transportation
Historical context · 1930s redlining
HOLC grade: B: Still Desirable
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade B meant middle-class areas with mortgage access. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 55%Grade B
- 20%Grade C
- 9%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
- 134Total filings over 5 yrs
- 2.67%Avg annual filing rate
- 3.8%Peak (2013)
- 16Filings in 2018 (latest validated)
Filings dropped 59% over the past 5 months.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 7.6%Housing insecurity
- 4.3%Utility-shutoff threat
- 7.8%Food insecurity
- 4.1%SNAP enrollment
- 4.7%Transit barriers
- 6.7%No health insurance
- 13.4%Frequent mental distress
- 18.7%Any disability
Analysis
What drives eviction risk in Downtown Ridgewood
The heaviest input here is eviction process difficulty at 6.3/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Ridgewood eviction risk, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores about the same as the Bergen County average of 6.3 and below the New Jersey statewide average of 6.6. Within its own county it reads on the safer side for landlords.
The tract is predominantly White and ranks around the 21st percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a relatively low-vulnerability reading.
Part of this tract, about 9% of its area, sat in the redlined grade-D zone on 1930s HOLC maps, though its dominant grade was B ("Still Desirable"). That lending history still correlates with present-day rent burden.
For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.
Frequently asked
About tract 34003047400
Q1
What is the eviction-risk score for census tract 34003047400?
Census tract 34003047400 in the Downtown Ridgewood neighborhood scores 1.9/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 34003047400?
Median gross rent is $2,191/month (ACS 5-year 2023, table B25064). 44% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 34003047400?
6.1% of residents in tract 34003047400 live below the federal poverty line (ACS B17001, 2023). Population: 4,946.
Q4
How socially vulnerable is tract 34003047400?
CDC Social Vulnerability Index ranks this tract in the 21th percentile nationally. Sub-themes: socioeconomic 11th, household 12th, minority 42th, housing 61th.
Q5
Is tract 34003047400 considered part of Downtown Ridgewood?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 34003047400 fall within Downtown Ridgewood (neighborhood centroid within 0.1 miles, OSM data).
Q6
How many evictions are filed each year in tract 34003047400?
Princeton eviction risk Eviction Lab recorded 134 eviction filings across 5 validated years in tract 34003047400 (2000-2018). The average annual filing rate is 2.67% of renter households, peaking at 3.8% in 2013. Source: Eviction Lab tract-validated 2024 release.
Q7
What share of households in tract 34003047400 struggle to pay rent?
About 7.6% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 4.3% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q8
How does tract 34003047400 compare to Ridgewood overall?
Tract 34003047400 scores 1.9/10, lower than the parent city of Ridgewood at 7.3/10. City-scale signals (state law, local rent controls, court bias) are inherited from Ridgewood eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q9
Was tract 34003047400 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of B. 9% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in Ridgewood
Top eight tracts in Ridgewood ranked by composite eviction-risk score.
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