Neighborhood · Ranked #12,657 of 84,120 nationally

Cambridge Heights at Terrace Lake Eviction Risk: Elevated , Butler

Tract 34027040500 · Morris County, NJ · pop 3,544 · neighborhood within 1.1 mi

Tract 34027040500 covers the Cambridge Heights at Terrace Lake area of Butler in New Jersey. Home to 3,544 residents, it scores 6.2/10 on landlord eviction risk. That is riskier than about 80% of US census tracts.

48% of renter households here spend at least 30% of income on rent, a severe level, and 26% are severely burdened at 50% or more. Average gross rent is $1,351 monthly, set against $97,917 in average yearly household income, roughly 17% of income at the averages. Renters make up 42% of occupied homes.

Risk score

7.3

Elevated

Confidence 100% · 1-10 scale

Household mix · 100 hh

Burdened renters 20% Stable renters 22% Owners 58%

Tract context

Occupied units1,604

Renter share42.5%

SVI overall0.30

Poverty rate16.0%

Median income$97,917

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Butler and the region

Centroid at 41.0010, -74.3437 · click any tract to drill in

Why Cambridge Heights at Terrace Lake scores 7.3

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Butler

6.2

Regional political climate

2024 county presidential margin

5.2

State political climate

New Jersey legislature & governorship

6.8

Economic stress

16.0% poverty · this tract

4.0

Supply constraint

$1,351 rent vs county FMR

1.3

Rent control risk

Inherited from Butler

3.9

Eviction process difficulty

State law sets the calendar

6.6

Tenant organizing strength

Inherited from Butler

6.9

Housing court bias

Inherited from Butler

4.4

How Cambridge Heights at Terrace Lake compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 30

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

39%Socioeconomic
9%Household composition
49%Racial/ethnic minority
46%Housing & transportation

Eviction filings · Princeton Eviction Lab

Court-record eviction history

Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.

Historic baseline (2000-2018)

56Total filings over 2 yrs
4.78%Avg annual filing rate
6.0%Peak (2017)
21Filings in 2018 (latest validated)

Comparable tracts

Census tracts with similar eviction risk

Within Cambridge Heights at Terrace Lake. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

11.3%Housing insecurity
7.1%Utility-shutoff threat
12.7%Food insecurity
8.1%SNAP enrollment
7.3%Transit barriers
11.1%No health insurance
15.9%Frequent mental distress
24.4%Any disability

Analysis

What drives eviction risk in Cambridge Heights at Terrace Lake

The score leans hardest on tenant organizing strength at 6.9/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Butler, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores above the Morris County average of 5.8 and below the New Jersey statewide average of 6.6. Within its own county it reads on the riskier side for landlords.

Princeton eviction risk's Eviction Lab logged 56 eviction filings here over 2 tracked years, with about 4.8% of renter households facing a filing in a typical year. Filings peaked at 6.0% of renter households in 2017.

In CDC survey modeling, about 11.3% of adults here said they could not pay rent or mortgage at some point in the past year, and 7.1% faced a utility shutoff threat, a common early warning before a filing.

For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.

Frequently asked

About tract 34027040500

What is the eviction-risk score for census tract 34027040500?

Census tract 34027040500 in the Cambridge Heights at Terrace Lake neighborhood scores 7.3/10 (Elevated tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 34027040500?

Median gross rent is $1,351/month (ACS 5-year 2023, table B25064). 48% of renter households are cost-burdened.

What is the poverty rate in tract 34027040500?

16.0% of residents in tract 34027040500 live below the federal poverty line (ACS B17001, 2023). Population: 3,544.

How socially vulnerable is tract 34027040500?

CDC Social Vulnerability Index ranks this tract in the 30th percentile nationally. Sub-themes: socioeconomic 39th, household 9th, minority 49th, housing 46th.

Is tract 34027040500 considered part of Cambridge Heights at Terrace Lake?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 34027040500 fall within Cambridge Heights at Terrace Lake (neighborhood centroid within 1.1 miles, OSM data).

How many evictions are filed each year in tract 34027040500?

Princeton eviction risk Eviction Lab recorded 56 eviction filings across 2 validated years in tract 34027040500 (2000-2018). The average annual filing rate is 4.78% of renter households, peaking at 6.0% in 2017. Source: Eviction Lab tract-validated 2024 release.

What share of households in tract 34027040500 struggle to pay rent?

About 11.3% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 7.1% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 34027040500 compare to Butler overall?

Tract 34027040500 scores 7.3/10, higher than the parent city of Butler at 6.8/10. City-scale signals (state law, local rent controls, court bias) are inherited from Butler; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Sibling tracts

Highest-risk tracts in Butler

Top eight tracts in Butler ranked by composite eviction-risk score.