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Neighborhood · Ranked #28,095 of 84,120 nationally

Cambridge Heights at Terrace Lake Eviction Risk: Moderate , Butler

Tract 34027040600 · Morris County, NJ · pop 4,501 · neighborhood within 0.3 mi

With a score of 5.3/10, tract 34027040600 in the Cambridge Heights at Terrace Lake area of Butler, NJ reads moderate for landlord eviction risk. 29% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears.

Risk score
5.3
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 9% Stable renters 15% Owners 76%
Tract context
Occupied units1,911
Renter share23.7%
SVI overall0.19
Poverty rate3.9%
Median income$116,423

Percentile rank

Higher percentile = riskier than more peers.
Within neighborhood
0 th percentile
Rank, 0th percentileLowHigh
#2 of 2 tracts In Cambridge Heights at Terrace Lake
Very Low
Within parent city
0 th percentile
Rank, 0th percentileLowHigh
#2 of 2 tracts In Butler
Very Low
Within county
49 th percentile
Rank, 49th percentileLowHigh
#57 of 110 tracts In Morris County
Moderate
Within state
43 th percentile
Rank, 43rd percentileLowHigh
#1,234 of 2,175 tracts In New Jersey
Moderate
Geographic context

Risk heat across Butler and the region

Centroid at 41.0077, -74.3579 · click any tract to drill in

Why Cambridge Heights at Terrace Lake scores 5.3

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Butler
6.2
Regional political climate
2024 county presidential margin
5.2
State political climate
New Jersey legislature & governorship
6.8
Economic stress
3.9% poverty · this tract
1.0
Supply constraint
$1,647 rent vs county FMR
2.7
Rent control risk
Inherited from Butler
3.9
Eviction process difficulty
State law sets the calendar
6.6
Tenant organizing strength
Inherited from Butler
6.9
Housing court bias
Inherited from Butler
4.4

How Cambridge Heights at Terrace Lake compares

Risk score vs. parent city, county, state.
Cambridge Heights at Terrace Lake risk score vs. parent city / county / state5.3This tracttract 0406005.4Butlerparent city5.5Countyavg tract in county6.0Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 19

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Eviction filings

Court-record eviction history

Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1

Historic baseline (2000–2018)

  • 53Total filings over 2 yrs
  • 5.15%Avg annual filing rate
  • 5.6%Peak (2017)
  • 24Filings in 2018 (latest validated)
Comparable tracts

Census tracts with similar eviction risk

Within Cambridge Heights at Terrace Lake. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

Analysis

What drives eviction risk in Cambridge Heights at Terrace Lake

Pulling hardest the other way is economic stress at 1/10. SNAP participation runs 4.6% against 15.2% nationally. On the softer side, supply constraint reads 2.7/10.

Food insecurity runs 8.3% against 17.8% nationally. The filing record is not thin: 53 evictions over 2 years of observation. On the high side, court filing pressure reads 7.1/10.

The worst year on record was 2017, when 5.6% of renter households were served. In a typical year about 5.1% of renter households face a filing. Nationally it ranks #28,095 of 84,120 for landlord eviction difficulty.

Only 24% of units are renter-occupied. Rental comparables are thin; price a renewal off the nearest genuine rental sub-market rather than off surrounding sale prices. CDC social-vulnerability scoring puts the tract at 2.7/10. Rent consumes only 17% of average household income of $116,423, an unusually wide affordability cushion.

Of its three components the socioeconomic standing measure is the least pressured. Poverty sits at 4%, low enough that arrears here usually signal a specific shock rather than a structural income gap.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.

Frequently asked

About tract 34027040600

Q1

What is the eviction-risk score for census tract 34027040600?

Census tract 34027040600 in the Cambridge Heights at Terrace Lake neighborhood scores 5.3/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 34027040600?

Median gross rent is $1,647/month (ACS 5-year 2023, table B25064). 37% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 34027040600?

3.9% of residents in tract 34027040600 live below the federal poverty line (ACS B17001, 2023). Population: 4,501.
Q4

How socially vulnerable is tract 34027040600?

CDC Social Vulnerability Index ranks this tract in the 19th percentile nationally. Sub-themes: socioeconomic 11th, household 18th, minority 42th, housing 44th.
Q5

Is tract 34027040600 considered part of Cambridge Heights at Terrace Lake?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 34027040600 fall within Cambridge Heights at Terrace Lake (neighborhood centroid within 0.3 miles, OSM data).
Q6

How many evictions are filed each year in tract 34027040600?

Princeton eviction risk Eviction Lab recorded 53 eviction filings across 2 validated years in tract 34027040600 (2000-2018). The average annual filing rate is 5.15% of renter households, peaking at 5.6% in 2017. Source: Eviction Lab tract-validated 2024 release.
Q7

What share of households in tract 34027040600 struggle to pay rent?

About 7.7% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 4.6% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q8

How does tract 34027040600 compare to Butler overall?

Tract 34027040600 scores 5.3/10, right in line with the parent city of Butler at 5.4/10. City-scale signals (state law, local rent controls, court bias) are inherited from Butler; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Sibling tracts

Highest-risk tracts in Butler

Top eight tracts in Butler ranked by composite eviction-risk score.

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