Passaic Eviction Risk: High

What pushes it up most is tenant-organizing strength at 9.9/10. Food insecurity runs 49.9% against 17.8% nationally.

It sits 2.6 points above the Passaic County average of 6.7. SNAP participation runs 35.2% against 15.2% nationally.

On the high side, court filing pressure reads 9.1/10. 83% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby.

60% of renter households cross the 30%-of-income line, markedly above the Passaic County average of 49.2%. Annualized rent equals 34% of average household income of $48,968, past the 30% affordability line, which thins the margin any screening standard has to work with. On the softer side, supply constraint reads 1.6/10.

The poverty rate is 26%, which in this model reads as reduced rent-recovery odds after a judgment. Princeton eviction risk's Eviction Lab logged 711 filings here across 5 tracked years.

Filings peaked in 2014 at 15.5% of renter households. In a typical year about 12.2% of renter households face a filing.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.