Census Tract · Ranked #53,267 of 84,120 nationally

Tract 34039033501 Eviction Risk: Lower

Tract 34039033501 · Union County, NJ · pop 4,603

For landlords sizing up Union in Union County, census tract 34039033501 carries an elevated eviction-risk score of 6.4/10. On the national scale it ranks #12,896 of 84,120 for landlord eviction difficulty.

48% of renter households here spend at least 30% of income on rent, a severe level, and 21% are severely burdened at 50% or more. Average rent runs $481 a month against an average household income of $113,566 a year, roughly 5% of income at the averages. Renters make up 31% of occupied homes.

Risk score

3.3

Lower

Confidence 80% · 1–10 scale

Household mix · 100 hh

Burdened renters 15% Stable renters 16% Owners 69%

Tract context

Occupied units1,883

Renter share31.0%

SVI overall0.53

Poverty rate6.4%

Median income$113,566

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Union County and the region

Centroid at 40.6779, -74.2556 · click any tract to drill in

Why Tract 34039033501 scores 3.3

9 axes · 1 = landlord-friendly

Local political climate

State baseline

6.8

Regional political climate

2024 county presidential margin

6.8

State political climate

New Jersey legislature & governorship

6.8

Economic stress

6.4% poverty · this tract

1.6

Supply constraint

$481 rent vs county FMR

1.0

Rent control risk

State baseline

6.8

Eviction process difficulty

State law sets the calendar

5.0

Tenant organizing strength

State baseline

4.0

Housing court bias

State baseline

5.0

How Tract 34039033501 compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 53

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

38%Socioeconomic
48%Household composition
76%Racial/ethnic minority
62%Housing & transportation

Historical context · 1930s redlining

HOLC grade: B: Still Desirable

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade B meant middle-class areas with mortgage access. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

15%Grade A
22%Grade B
12%Grade C
0%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

12.7%Housing insecurity
6.9%Utility-shutoff threat
15.1%Food insecurity
8.5%SNAP enrollment
7.5%Transit barriers
12.9%No health insurance
14.1%Frequent mental distress
27.9%Any disability

Analysis

What drives eviction risk in Tract 34039033501

The heaviest input here is rent-control risk at 6.8/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are set by New Jersey eviction laws law, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores about the same as the Union County average of 6.6 and in line with the New Jersey statewide average of 6.6. Within its own county it reads on the safer side for landlords.

HOLC surveyors mapped this tract in the 1930s with a dominant grade of B ("Still Desirable"), above the redlined D tier. The grading still shaped decades of lending and development in the surrounding area.

The tract is White and Hispanic or Latino and ranks around the 53rd percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a middle-of-the-pack reading for social vulnerability.

For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.

Frequently asked

About tract 34039033501

What is the eviction-risk score for census tract 34039033501?

Census tract 34039033501 in Union County scores 3.3/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 34039033501?

Median gross rent is $481/month (ACS 5-year 2023, table B25064). 48% of renter households are cost-burdened.

What is the poverty rate in tract 34039033501?

6.4% of residents in tract 34039033501 live below the federal poverty line (ACS B17001, 2023). Population: 4,603.

How socially vulnerable is tract 34039033501?

CDC Social Vulnerability Index ranks this tract in the 53th percentile nationally. Sub-themes: socioeconomic 38th, household 48th, minority 76th, housing 62th.

What share of households in tract 34039033501 struggle to pay rent?

About 12.7% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 6.9% also reported utility shutoff threats, a frequent precursor to eviction filings.

Was tract 34039033501 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of B. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.