Within neighborhood
50
th percentile
Moderate
Neighborhood · Ranked #65,414 of 84,120 nationally
The Highlands Eviction Risk: Lower , New Providence
Tract 34039038104 · Union County, NJ · pop 5,374 · neighborhood within 0.9 mi
With a score of 3.1/10, tract 34039038104 in the The Highlands area of New Providence, NJ reads lower for landlord eviction risk. It is home to 5,374 residents. It sits 3.5 points below the Union County average of 6.6.
Risk score
3.1
Lower
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 11%
Stable renters 27%
Owners 62%
Tract context
Occupied units2,106
Renter share38.1%
SVI overall0.32
Poverty rate3.0%
Median income$168,346
Percentile rank
Higher percentile = riskier than more peers.Within parent city
50
th percentile
Moderate
Within county
1
th percentile
Very Low
Within state
4
th percentile
Very Low
Geographic context
Risk heat across New Providence and the region
Centroid at 40.7095, -74.3981 · click any tract to drill in
Why The Highlands scores 3.1
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from New Providence
7.1
Regional political climate
2024 county presidential margin
6.8
State political climate
New Jersey legislature & governorship
6.8
Economic stress
3.0% poverty · this tract
1.0
Supply constraint
$1,868 rent vs county FMR
3.7
Rent control risk
Inherited from New Providence
3.1
Eviction process difficulty
State law sets the calendar
6.1
Tenant organizing strength
Inherited from New Providence
5.5
Housing court bias
Inherited from New Providence
2.6
How The Highlands compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 32
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 7%Socioeconomic
- 58%Household composition
- 51%Racial/ethnic minority
- 62%Housing & transportation
Historical context · 1930s redlining
HOLC grade: B: Still Desirable
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade B meant middle-class areas with mortgage access. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 53%Grade B
- 22%Grade C
- 0%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 7.3%Housing insecurity
- 3.9%Utility-shutoff threat
- 7.6%Food insecurity
- 3.6%SNAP enrollment
- 4.4%Transit barriers
- 6.9%No health insurance
- 12.8%Frequent mental distress
- 18.5%Any disability
Analysis
What drives eviction risk in The Highlands
29% of renter households cross the 30%-of-income line, markedly below the Union County average of 44.6%. The main counterweight is economic stress at 1/10. Running hot, court filing pressure reads 8.9/10.
Disability prevalence runs 18.5% against 31.5% nationally. The severe-burden share is 15%, and it is the single best predictor in this model of a filing that actually reaches judgment. SNAP participation runs 3.6% against 15.2% nationally.
Well under the midpoint, housing-court posture reads 2.6/10. In the 1930s the federal Home Owners' Loan Corporation graded this ground B ("Still Desirable"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. That is riskier than roughly 22% of the 84,120 US census tracts in this model.
Social vulnerability reads 3.9/10 on the CDC index, a measure of exposure to housing and economic shocks. Against average income of $168,346, annual rent is just 13%.
Statewide the NJ average is 6.0, so this tract runs 2.9 points cooler.
Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.
Frequently asked
About tract 34039038104
Q1
What is the eviction-risk score for census tract 34039038104?
Census tract 34039038104 in the The Highlands neighborhood scores 3.1/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 34039038104?
Median gross rent is $1,868/month (ACS 5-year 2023, table B25064). 29% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 34039038104?
3.0% of residents in tract 34039038104 live below the federal poverty line (ACS B17001, 2023). Population: 5,374.
Q4
How socially vulnerable is tract 34039038104?
CDC Social Vulnerability Index ranks this tract in the 32th percentile nationally. Sub-themes: socioeconomic 7th, household 58th, minority 51th, housing 62th.
Q5
Is tract 34039038104 considered part of The Highlands?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 34039038104 fall within The Highlands (neighborhood centroid within 0.9 miles, OSM data).
Q6
What share of households in tract 34039038104 struggle to pay rent?
About 7.3% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 3.9% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7
How does tract 34039038104 compare to New Providence overall?
Tract 34039038104 scores 3.1/10, lower than the parent city of New Providence at 4.5/10. City-scale signals (state law, local rent controls, court bias) are inherited from New Providence; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q8
Was tract 34039038104 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of B. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in New Providence
Top eight tracts in New Providence ranked by composite eviction-risk score.
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