Cohoes Eviction Risk: High

This is renter territory: 89% of occupied units are tenant-occupied. The poverty rate is 35%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest.

Against the Albany County average of 6.9, this tract reads riskier for landlords by 2.0 points. Running hot, economic stress reads 8.7/10.

around a third of renter households cross the 30%-of-income line, below the Albany County average of 42.1%. 16% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. Well under the midpoint, supply constraint reads 2.2/10.

SNAP participation runs 26.0% against 15.2% nationally. Average gross rent is $1,072, 14% below the Cohoes average.

That is riskier than roughly 95% of the 84,120 US census tracts in this model. Social vulnerability reads 7.3/10 on the CDC index, a measure of exposure to housing and economic shocks. Statewide the NY average is 7.7, so this tract runs 1.2 points hotter.

Of its three components the housing type and transport measure is the most pressured. Annual rent works out to 25% of average household income of $50,956.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.